45 Summer Hill Rd, Maynard, MA 01754 Property Records

Middlesex County and Maynard Town property record for 45 Summer Hill Rd, Maynard, MA 01754

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,476 sqft · built 1964
Lot Size0.779 acres (33,933 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Jan 2020)
Tax Bill$10,432 (2025)
Deeds & MortgagesJul 2026 Mortgage
Apr 2026 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNMAYN M:013.0 P:040.0

Property Details

APN / Parcel Number

Primary APNMAYN M:013.0 P:040.0
Alternative APN
  • 1237

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,476 sqft Living Area
Gross Area3,178 sqft
1st Floor Area1,476 sqft
Basement Area1,468 sqft
Unfinished Basement1,436 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area33,933 sqft (0.779 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1237
Street Address45 SUMMER HILL RD
CityMAYNARD
StateMA
Zip01754-1514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
JurisdictionMAYNARD MA
Township / Civil DivisionMAYNARD
Census Block Group1
Census Block1006
Census Tract364101

Owner

Source: Middlesex County and Maynard Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 SUMMER HILL RD, MAYNARD, MA 01754-1514
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Quit Claim Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 30, 2026Quit Claim Deed, Transfer
Quitclaim
Apr 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Apr 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Jan 16, 2020Quit Claim Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 16, 2020 · Amount on Record
Deed SaleJan 16, 2020 · Amount on Record
Prior SaleSep 15, 2014 · Amount on Record
Deed Document Number20201834342
Last Transfer DateApr 28, 2026
Transfer Doc0001998716
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMAYNARD MA
Recording DateJul 17, 2026
Property Address45 SUMMER HILL RD, MAYNARD, MA 01754-1514
Document Number0002004281
Instrument DateJun 29, 2026
Instrument20262004281
Transaction TypeTransfer
Record UpdatedAug 5, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SUMMER HILL RD, MAYNARD, MA 01754-1514

Mortgage

Document Number0002004282,
DateJul 17, 2026
Instrument20262004282
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.52%
Max Rate-1%

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMAYNARD MA
Recording DateApr 30, 2026
Property Address45 SUMMER HILL RD, MAYNARD, MA 01754-1514
Document Number0001998716
Instrument DateApr 28, 2026
Instrument20261998716
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address45 SUMMER HILL RD, MAYNARD, MA 01754-1514

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAYNARD MA
Property Address45 SUMMER HILL RD, MAYNARD, MA 01754-1514
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001876394
DateApr 12, 2021
Instrument1876394
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMAYNARD MA
Property Address45 SUMMER HILL RD, MAYNARD, MA 01754-1514
Transaction TypeMortgage
Record UpdatedApr 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1876394
DateApr 12, 2021
Instrument1876394
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMAYNARD MA
Recording DateJan 16, 2020
Property Address45 SUMMER HILL RD, MAYNARD, MA 01754-1514
Document Number0001834342
Instrument DateDec 5, 2019
Instrument1834342
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,778.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SUMMER HILL RD MAYNARD MA 017541514, MAYNARD, MA 01754-1514

Mortgage

Document Number1834343
DateJan 16, 2020
Instrument1834343
Lender
NameGUARANTEED RATE
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 15, 2050

Tax Assessment & Valuation

Source: Middlesex County and Maynard Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionMaynard Town
Unified School DistrictMaynard School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,432.00 (+12.68%)$585,100 (+13%) Land $304,600 Building $280,500$574,845 (+8.93%)
2024$9,258.00 (+0.82%)$517,800 (+6.96%) Land $290,500 Building $227,300$527,725
2023$9,183.00$484,100 Land $276,400 Building $207,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAYNARD DPW, WATER DIVISION
serves 10,746 people · EPA ID MA2174000
Water SourceGroundwater
Last State InspectionDec 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile USA
Fixed Wireless
100 / 20

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