Santa Clara County property record for 45 Stratford Pl, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,590 sqft · built 1982 |
| Lot Size | 0.16 acres (6,954 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,187 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 799-45-065 |
| Primary APN | 799-45-065 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,590 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| 2nd Floor Area | 1,148 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,954 sqft (0.16 acres) |
| Lot Dimensions | 103 ft deep x 87 ft wide |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 45 STRATFORD PL |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-6736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 6256 HIDDEN GLEN OF GILROY BOOK 474 PAGE 15 PAGE 17 LOT 257 |
| Legal Subdivision | HIDDEN GLEN OF GILROY |
| Legal Tract | 6256 |
| Legal Lot Number | 257 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 512509 |
45 Stratford Pl is owner-occupied and held in a trust since February 1996.
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 45 STRATFORD PL, GILROY, CA 95020-6736 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HIGHTECHLENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 1, 1996 |
| Transfer Doc | 0013187494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 45 STRATFORD PL, GILROY, CA 95020-6736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023813225 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 23813225 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 45 STRATFORD PL, GILROY, CA 95020-6736 |
| Document Number | 0024521541 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 45 STRATFORD PL GILROY CA 950206736, GILROY, CA 95020-6736 |
| Document Number | 0024521541 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 24521541 |
| Name | HIGHTECHLENDING |
|---|---|
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 29, 2040 |
The 2025 property tax bill for 45 Stratford Pl was $6,187 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $513,266 (+2%) Land $169,241 Building $344,025 | |
| 2025 | $6,187.00 Homeowner's exemption | $503,203 Land $165,923 Building $337,280 |
| 2023 | $6,051.00 (+1.7%) Homeowner's exemption | $483,665 Land $159,481 Building $324,184 |
| 2022 | $5,950.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45 Stratford Pl in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 195.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Stratford Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures