Alameda County property record for 45 Stone Harbor, Alameda, CA 94502
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,534 sqft · built 1984 |
| Lot Size | 0.113 acres (4,900 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,245,000 (Jun 2015) |
| Tax Bill | $19,286 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-1317-47 |
| Primary APN | 74-1317-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,534 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,900 sqft (0.113 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 45 STONE HBR |
|---|---|
| City | ALAMEDA |
| State | CA |
| Zip | 94502-6525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00018 BLK: 0004 TR: 3904 |
| Legal Tract | 3904 |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | ALAMEDA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 428302 |
45 Stone Harbor is owner-occupied and held in a trust since June 2015.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 45 STONE HBR, ALAMEDA, CA 94502-6525 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2015 · Amount on File |
| Deed Sale | Jun 10, 2015 · Amount on File |
| Deed Document Number | 2015161308 |
| Prior Transfer Date | Sep 18, 2002 |
| Prior Transfer Doc | 0000435161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 45 STONE HBR, ALAMEDA, CA 94502-6525 |
| Document Number | 0000245776 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 45 STONE HBR ALAMEDA CA 945026525, ALAMEDA, CA 94502-6525 |
| Document Number | 0000245776 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 245776 |
| Name | CITIBANK |
|---|---|
| Type | Federal Savings Bank |
| Address | O FALLON, MO 63368-2240 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 6, 2047 |
The 2025 property tax bill for 45 Stone Harbor was $19,286 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Alameda City |
| Unified School District | Alameda City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,519,170 (+1.53%) Land $457,851 Building $1,068,319 | ||
| 2025 | $19,286.00 Homeowner's exemption | $1,496,253 Land $448,876 Building $1,047,377 | |
| 2023 | $18,041.00 Homeowner's exemption | $1,438,161 Land $431,448 Building $1,006,713 | $1,602,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Stone Harbor in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Stone Harbor is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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