45 Sterling St, Braintree, MA 02184 Property Records

Norfolk County and Braintree Town City property record for 45 Sterling St, Braintree, MA 02184

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,469 sqft · built 1930
Lot Size	0.362 acres (15,786 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Mar 2020)
Tax Bill	$7,470 (2026)
Deeds & Mortgages	Aug 2021 Refinance Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BRAI M:3020 B:0 L:28`

Property Details

APN / Parcel Number

Primary APN	`BRAI M:3020 B:0 L:28`
Alternative APN	`003020 B:000000 L:000028`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,469 sqft Living Area
Gross Area	2,837 sqft
Basement Area	870 sqft
Unfinished Basement	217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,786 sqft (0.362 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	45 STERLING ST
City	BRAINTREE
State	MA
Zip	02184-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	28
Jurisdiction	BRAINTREE MA
Township / Civil Division	BRAINTREE TOWN
Census Block Group	1
Census Block	1010
Census Tract	419500

Owner

45 Sterling St is owned and occupied by two individuals who bought it in March 2020.

Source: Norfolk County and Braintree Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 STERLING ST, BRAINTREE, MA 02184-6109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Mar 31, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on File
Deed Sale	Mar 31, 2020 · Amount on File
Prior Sale	Aug 16, 2016
Deed Document Number	202029224
Deed Book / Page	37731 / 429
Prior Transfer Date	Mar 30, 2020
Prior Transfer Doc	37731-429
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAINTREE MA
Property Address	45 STERLING ST, BRAINTREE, MA 02184-6109
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39767-178
Date	Aug 23, 2021
Book Page	39767/178
Instrument	109700

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRAINTREE MA
Recording Date	Mar 31, 2020
Property Address	45 STERLING ST, BRAINTREE, MA 02184-6109
Document Number	37731-429
Book / Page	37731 / 429
Instrument Date	Mar 30, 2020
Instrument	29224
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 STERLING ST, BRAINTREE, MA 02184-6109

Mortgage

Document Number	29225
Date	Mar 31, 2020
Instrument	29225

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Sterling St was $7,470, up 4% from the year before.

Source: Norfolk County and Braintree Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Braintree Town City
Unified School District	Braintree School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,470.00 (+3.98%)	$742,500 (+3.15%) Land $405,000 Building $327,800	$782,895 (-)
2025	$7,184.00 (+10.25%)	$719,800 (+4.73%) Land $394,300 Building $325,500	$782,895 (-0.77%)
2024	$6,516.00 (+5.51%)	$687,300 (+8.61%) Land $367,700 Building $319,600	$788,975
2023	$6,176.00	$632,800 Land $330,400 Building $302,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Sterling St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1988)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Sterling St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAINTREE WATER AND SEWER DEPT. serves 39,143 people · EPA ID MA4040000
Water Source	Surface water
Last State Inspection	May 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy.

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