Stamford City property record for 45 Stephen St, Stamford, CT 06902
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 3,052 sqft · built 1922 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $318,000 (Jul 2012) |
| Tax Bill | $11,344 (2025) |
| Deeds & Mortgages | Feb 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-4196 |
| Primary APN | 1-4196 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,052 sqft Living Area |
| Gross Area | 4,935 sqft |
| 1st Floor Area | 1,127 sqft |
| Basement Area | 1,097 sqft |
| Unfinished Basement | 1,097 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,600 sqft (0.106 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1-4196 |
|---|---|
| Street Address | 45 STEPHEN ST |
| City | STAMFORD |
| State | CT |
| Zip | 06902-9505 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R5 |
| Legal Block | 4196 |
| Jurisdiction | STAMFORD CT |
| Township / Civil Division | STAMFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21501 |
45 Stephen St, a triplex, is owned by an individual who acquired it in February 2020.
Source: Stamford City records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 WOODRIDGE DR S, STAMFORD, CT 06902-8326 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2012 · Amount on File |
| Deed Sale | Jul 30, 2012 · Amount on File |
| Prior Sale | Nov 6, 2006 · Amount on File |
| Deed Book / Page | 10487 / 129 |
| Last Transfer Date | Feb 27, 2020 |
| Transfer Doc | 12316-194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STAMFORD CT |
| Recording Date | Feb 28, 2020 |
| Property Address | 45 STEPHEN ST, STAMFORD, CT 06902-9505 |
| Document Number | 12316-194 |
| Book / Page | 12316 / 194 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 2020002582 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 12316-195 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 12316/195 |
| Instrument | 2020002583 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 45 Stephen St was $11,344.
Source: Stamford City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Stamford City |
| Unified School District | Stamford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,344.00 | $474,260 Land $166,730 Building $307,530 | $331,982 Land $116,711 Building $215,271 |
| 2024 | $11,344.00 (-5.23%) | ||
| 2023 | $11,970.00 (+24.97%) | $474,260 (+34.53%) Land $166,730 Building $307,530 | |
| 2022 | $9,578.00 | $352,530 Land $120,810 Building $231,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Stephen St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 45 Stephen St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
May also be available: AT&T, T-Mobile, Verizon.
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