45 Stella Pl, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 45 Stella Pl, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1950
Lot Size	0.161 acres (7,026 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Nov 1999)
Tax Bill	$9,398 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00082-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`10-00082-0000-00009`
Alternative APN	`100008200009`

Interior

Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	7,026 sqft (0.161 acres)
Lot Dimensions	81 ft deep x 5 ft wide

Location & Zoning

Street Address	45 STELLA PL
City	MIDDLESEX
State	NJ
Zip	08846-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	86.05X81.65
Legal Subdivision	FOOTHILL ACRES
Legal Block	82
Legal Lot Number	9
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1011
Census Tract	101

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00082-0000-00009

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 STELLA PL, MIDDLESEX, NJ 08846-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 1999 · Amount on Record
Deed Sale	Nov 30, 1999 · Amount on Record
Deed Book / Page	4716 / 268
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 STELLA PL, MIDDLESEX, NJ 08846-1308
Document Number	0000020782
Book / Page	016913 / 000689
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 STELLA PL MIDDLESEX NJ 088461308, MIDDLESEX, NJ 08846-1308

Mortgage

Document Number	0000020782
Date	Oct 04, 2017
Book Page	016913/000689
Instrument	20782

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 03, 2032

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,300 (-) Land $148,400 Building $294,900	$443,300 (-) Land $148,400 Building $294,900
2025	$9,398.00 (+17.36%)	$443,300 (+28.08%) Land $148,400 Building $294,900	$443,300 (+28.08%) Land $148,400 Building $294,900
2024	$8,008.00 (+3.28%)
2023		$346,100 Land $148,400 Building $197,700	$346,100 Land $148,400 Building $197,700
2022	$7,754.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (2011–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 293 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.