45 Steele St, #47, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 45 Steele St, #47, Worcester, MA 01607

Property Summary

Property TypeDuplex
Details5 bd · 4 ba · 2,912 sqft · built 2006
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$560,000 (Dec 2022)
Tax Bill$8,632 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jan 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-004-00026

Property Details

APN / Parcel Number

Primary APN29-004-00026
Alternative APN
  • WORC M:29 B:004 L:00026

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,912 sqft Living Area
Gross Area4,393 sqft
1st Floor Area1,456 sqft
Basement Area1,176 sqft
Unfinished Basement1,176 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,000 sqft (0.207 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number29-004-00026
Street Address45 STEELE ST, 47
CityWORCESTER
StateMA
Zip01607-1543
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRL-7
Legal Block4
Legal Lot Number26
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2012
Census Tract732901

Owner

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 STEELE ST, 47, WORCESTER, MA 01607-1543
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · Line of Credit
DIGITAL FCU
Jan 16, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Dec 20, 2022Quit Claim Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2022 · Amount on Record
Deed SaleDec 20, 2022 · Amount on Record
Prior SaleAug 18, 2006 · Amount on Record
Deed Document Number2022134261
Deed Book / Page68634 / 21
Transfer Doc39603-23
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address45 STEELE ST # 47, 47, WORCESTER, MA 01607-1543
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00072752-1
DateOct 30, 2025
Book Page72752/1
Instrument94165
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueNov 1, 2065
Interest
Rate TypeAdjustable Rate

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address45-47 STEELE ST, WORCESTER, MA 01607
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070096-102
DateJan 16, 2024
Book Page70096/102
Instrument3313
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateDec 20, 2022
Property Address45-47 STEELE ST, WORCESTER, MA 01607
Document Number0068634-21
Book / Page68634 / 21
Instrument DateDec 20, 2022
Instrument134261
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 STEELE ST # 47, 47, WORCESTER, MA 01607-1543

Mortgage

Document Number0000134262
DateDec 20, 2022
Instrument134262
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,632.00 (+12.38%)$654,400 (+22.18%) Land $118,300 Building $536,100
2023$7,681.00$535,600 Land $102,900 Building $432,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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