45 Starlight Dr, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 45 Starlight Dr, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,011 sqft · built 1959
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Nov 2022)
Tax Bill	$11,051 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 120.-1-61`

Property Details

APN / Parcel Number

Primary APN	`473489 120.-1-61`
Alternative APNs	`0800-120.00-01.00-061.000` `348912000000010610000000` `47340028283`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,011 sqft Living Area
Gross Area	1,246 sqft
1st Floor Area	1,011 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	235 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	45 STARLIGHT DR
City	COMMACK
State	NY
Zip	11725-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-562676 TC-52 *2905 LOT 143 PICKWICK PARK SEC 3
Legal Block	1
Legal Lot Number	61
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1028
Census Tract	135201

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 120.-1-61

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 STARLIGHT DR, COMMACK, NY 11725-3524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2022 · Amount on Record
Deed Sale	Nov 09, 2022 · Amount on Record
Deed Book / Page	13176 / 930
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 09, 2022
Property Address	45 STARLIGHT DR, COMMACK, NY 11725-3524
Document Number	0131760930
Book / Page	13176 / 930
Instrument Date	Jul 01, 2022
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 CHURCH ST APT 2C, 2C, MALVERNE, NY 11565-1765

Mortgage

Document Number	0023460296
Date	Nov 09, 2022
Instrument	23460/296

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,960 (-) Land $315 Building $3,645	$495,000 (+10,774.34%) Land $39,375 Building $455,625
2024	$11,051.00
2023		$3,960 (-) Land $315 Building $3,645	$4,552 (+12.67%) Land $362 Building $4,190
2022	Homeowner's exemption Senior Citizen's exemption	$3,960 Land $315 Building $3,645	$4,040 Land $321 Building $3,719

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1981–1984)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 1984 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Based on FCC filings for 390 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.