45 Stark Rd, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 45 Stark Rd, Worcester, MA 01602 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1948
Square Footage	2,060 sqft Living Area
Lot Size	10,750 sqft (0.247 acres)
Occupancy	Owner Occupied
Last Sale	$420,000 (2021)
Tax Bill	$5,560.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`40-015-80+81`
Alternative APN	`WORC M:40 B:015 L:80+81`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,060 sqft Living Area
Gross Area	4,137 sqft Gross Area
1st Floor	1,592 sqft 1st Floor
Basement Area	1,138 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Construction Type	Concrete Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,750 sqft (0.247 acres)
Garage Type	Basement Garage

Utilities and HVAC

Heating System	Steam Heating

Location & Zoning

Account Number	40-015-80+81
Street Address	45 STARK RD
City	WORCESTER
State	MA
Zip	01602-4128
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	15
Legal Lot Number	80+81
Jurisdiction	WORCESTER MA
Minor Civil Division	WORCESTER
Census Blockgroup	2
Census Block	2008
Census Tract	730700

Owner

Source: Worcester County and Worcester City records · APN 40-015-80+81

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 STARK RD, WORCESTER, MA 01602-4128
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage DIGITAL FCU
Jul 02, 2020	Deed of Trust, Mortgage · Stand Alone Refinance LOANDEPOT.COM LLC
Jul 11, 2018	Deed of Trust, Mortgage DIGITAL FCU
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Sep 15, 2004 · Amount on Record
Deed Book / Page	66860 / 253
Record Refreshed	Sep 20, 2026

December 2021: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	WORCESTER MA
Recording Date	Dec 30, 2021
Property Address	45 STARK RD, WORCESTER, MA 01602-4128
Document Number	066860-253
Book / Page	66860 / 253
Instrument Date	Dec 30, 2021
Instrument	183083
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	45 STARK RD, WORCESTER, MA 01602-4128

Mortgage

Document Number	0000183084
Date	Dec 30, 2021
Instrument	183084

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	45 STARK RD, WORCESTER, MA 01602-4128
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62725-251
Date	Jul 02, 2020
Book Page	62725/251
Instrument	71108

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	45 STARK RD, WORCESTER, MA 01602-4128
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59082-241
Date	Jul 11, 2018
Book Page	59082/241
Instrument	70035

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2033

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	45 STARK RD, WORCESTER, MA 01602-4128
Document Number	58348-361
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Mar 05, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58348-361
Date	Jan 23, 2018
Book Page	058348/000361
Instrument	6991

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,560.00 (+6.45%)	$421,500 (+15.73%) Land $118,800 Building $302,700	$515,565 (+1.82%)
2024			$506,350
2023	$5,223.00	$364,200 Land $103,200 Building $261,000

Flood & Wildfire

45 Stark Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

45 Stark Rd, Worcester, MA 01602 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Stark Rd

Nearby Streets

Search Property Records by Address or Parcel Number