Worcester County and Worcester City property record for 45 Standish St, Worcester, MA 01604
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,360 sqft · built 1922 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Dec 2024) |
| Tax Bill | $5,769 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-027-00078 |
| Primary APN | 18-027-00078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Living Area |
| Gross Area | 6,076 sqft |
| 1st Floor Area | 1,180 sqft |
| Attic | Attic |
| Attic Area | 1,180 sqft |
| Basement Area | 1,362 sqft |
| Unfinished Basement | 1,352 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,750 sqft (0.109 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 18-027-00078 |
|---|---|
| Street Address | 45 STANDISH ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-3250 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RG-5 |
| Legal Block | 27 |
| Legal Lot Number | 78 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 732302 |
Source: Worcester County and Worcester City records · APN 18-027-00078
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 GRANITE ST, BRAINTREE, MA 02184-3936 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RTN FEDERAL CREDIT UNION |
| Sep 21, 2018 | Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2024 · Amount on Record |
| Deed Sale | Dec 18, 2024 · Amount on Record |
| Prior Sale | Dec 30, 2003 · Amount on Record |
| Deed Document Number | 2024105399 |
| Deed Book / Page | 71433 / 199 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 45 STANDISH ST, WORCESTER, MA 01604-3250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64324-171 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 64324/171 |
| Instrument | 12095 |
| Name | RTN FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 45 STANDISH ST, WORCESTER, MA 01604-3250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59436-294 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 59436/294 |
| Instrument | 100024 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 01, 2048 |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,769.00 (+9.55%) | $437,400 (+19.12%) Land $94,300 Building $343,100 |
| 2023 | $5,266.00 | $367,200 Land $82,000 Building $285,200 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1983–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 863 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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