45 Standish Neck Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 45 Standish Neck Rd, Gorham, ME 04038

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 2,800 sqft · built 2002
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on Record
Last Sale	$237,500 (Apr 2015)
Tax Bill	$7,552 (2025)
Deeds & Mortgages	Sep 2023 Refinance Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:097 B:017 L:001`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:097 B:017 L:001`
Alternative APN	`3819`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,800 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3819
Street Address	45 STANDISH NECK RD
City	GORHAM
State	ME
Zip	04038-2470
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR
Legal Block	17
Legal Lot Number	1
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	2
Census Block	2004
Census Tract	4100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Cumberland and Oxford Canal listed 1974 · 1 contributing resources · NRIS 74000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	493 ROOSEVELT TRL, WINDHAM, ME 04062-4971
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK
Oct 31, 2017	Deed of Trust, Mortgage NORWAY SAVINGS BANK
Sep 29, 2017	Deed of Trust, Mortgage NORWAY SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2015 · Amount on Record
Deed Sale	Apr 22, 2015 · Amount on Record
Prior Sale	Jul 7, 2010
Deed Document Number	201517121
Deed Book / Page	32218 / 74
Transfer Doc	22991-0236
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	45 STANDISH NECK RD, GORHAM, ME 04038-2470
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0403590159
Date	Sep 14, 2023
Book Page	40359/159
Instrument	32678

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	45 STANDISH NECK RD, GORHAM, ME 04038-2470
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344270184
Date	Oct 31, 2017
Book Page	34427/0184
Instrument	000000055767

Lender

Name	NORWAY SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Oct 31, 2042

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	45 STANDISH NECK RD, GORHAM, ME 04038-2470
Document Number	0344270192
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 STANDISH NECK RD GORHAM ME 040382470, GORHAM, ME 04038-2470

Mortgage

Document Number	0344270192
Date	Oct 31, 2017
Book Page	034427/000192
Instrument	55767

Lender

Name	NORWAY SVGS BK
Type	Federal Savings Bank
Address	NORWAY, ME 04268

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2042

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,552.00 (+0.68%)	$510,300 (-) Land $93,500 Building $416,800
2024	$7,501.00 (+14.4%)	$510,300 (-) Land $93,500 Building $416,800
2022	$6,557.00	$510,300 Land $93,500 Building $416,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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