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45 Stagecoach Rd, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 45 Stagecoach Rd, Cold Spring, NY 10516

Property Summary

Property TypeMulti-Family Dwellings
Details6 bd · 2.5 ba · 3,029 sqft · built 1935
Lot Size1.04 acres (45,302 sqft)
Owner2 Individual Names on Record
Last Sale$995,000 (Dec 2021)
Tax Bill$13,480 (2024)
Deeds & MortgagesJan 2023 Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN372689 16.20-1-6

Property Details

APN / Parcel Number

Primary APN372689 16.20-1-6
Alternative APNs
  • 268901602000010060000000
  • 055826

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,029 sqft Living Area
Gross Area3,337 sqft
1st Floor Area2,115 sqft
2nd Floor Area576 sqft
Upper Floors Area338 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1999
Architectural StyleOld Style
Exterior MaterialConcrete
Lot Area45,302 sqft (1.04 acres)
Lot Width143 ft Width
View / LotWaterfront
Garage TypeAttached
Garage Area308 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number055826
Street Address45 STAGECOACH RD
CityCOLD SPRING
StateNY
Zip10516-4046
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeB2
Legal Block1
Legal Lot Number6.000
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group2
Census Block2009
Census Tract10600

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 STAGECOACH RD, COLD SPRING, NY 10516-4046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 11, 2021Bargain and Sale Deed, Transfer
RIVER CITY ABSTRACT LLC, RIVER CITY ABSTRACT OF HUDSO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Prior SaleMay 11, 2021 · Amount on Record
Deed Document Number202114927
Deed Book / Page2252 / 59
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address45 STAGECOACH RD, COLD SPRING, NY 10516-4046
Transaction TypeMortgage
Record UpdatedSep 29, 2023
Title CompanyREA ABSTRACT, RAM ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address43-45 STAGECOACH RD, COLD SPRING, NY 10516

Mortgage

Document Number0077450111
DateJan 23, 2023
Book Page7745/111
Instrument366-2023
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

May 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPUTNAM NY
Recording DateMay 11, 2021
Property Address45 STAGECOACH RD, COLD SPRING, NY 10516-4046
Document Number0022130197
Book / Page2213 / 197
Instrument DateApr 29, 2021
Instrument5654-2021
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyRIVER CITY ABSTRACT LLC, RIVER CITY ABSTRACT OF HUDSO

Transaction

AmountAmount Recorded
Tax$1,300.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address43 STAGECOACH RD # 45, 45, COLD SPRING, NY 10516-4046

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 STAGECOACH RD # 45, 45, COLD SPRING, NY 10516-4046

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$232,600 (-) Land $65,300 Building $167,300$758,396 (+14.84%)
2024$13,480.00
2023$232,600 (-) Land $65,300 Building $167,300$660,420 (+11.73%) Land $185,406 Building $475,014
2022$232,600 Land $65,300 Building $167,300$591,105 Land $165,947 Building $425,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims6 (2007–2011)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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