45 St Stephens Ln E, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 45 St Stephens Ln E, Schenectady, NY 12302 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1948
Square Footage1,248 sqft Living Area
Lot Size15,300 sqft (0.351 acres)
OccupancyOwner Occupied
Last Sale$176,000 (2013)
Tax Bill$2,138.00 (2025)

Property Details

APN / Parcel Number

Primary APN422289 22.6-2-3
Alternative APNs
  • 228902200600020030000000
  • B10001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,248 sqft Living Area
1st Floor1,248 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Lot Area15,300 sqft (0.351 acres)
Depth X Width150 ft x 102 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area778 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account NumberB10001
Street Address45 ST STEPHENS LN E
CitySCHENECTADY
StateNY
Zip12302-4319
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFOREST HILLS MAYFAIR SEC2 HL2G
Legal Block2
Legal Lot Number3.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionGLENVILLE
Census Blockgroup3
Census Block3003
Census Tract32503

Owner

Source: Schenectady County and Glenville Town records · APN 422289 22.6-2-3

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 ST STEPHENS LN E, SCHENECTADY, NY 12302-4319
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2013 · Amount on Record
Deed SaleJul 01, 2013 · Amount on Record
Deed Doc Number201328718
Deed Book / Page1877 / 851
Record RefreshedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address45 ST STEPHENS LN E, SCHENECTADY, NY 12302-4319
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 ST STEPHENS LN E, GLENVILLE, NY 12302-4319

Mortgage

Document Number0000037014
DateNov 24, 2020
Book Page5043/789
Instrument202037014
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
Unified School DistrictBurnt Hills-Ballston Lake Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,138.00$157,400 (-) Land $31,200 Building $126,200$286,182 (+23.64%) Land $56,727 Building $229,455
2023$157,400 Land $31,200 Building $126,200$231,471 Land $45,882 Building $185,589

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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