45 Spruce St, West Barnstable, MA 02668 Property Records

Barnstable County and Barnstable Town City property record for 45 Spruce St, West Barnstable, MA 02668

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,644 sqft · built 1974
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Jul 2010)
Tax Bill$5,068 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNBARN M:216 L:052

Property Details

APN / Parcel Number

Primary APNBARN M:216 L:052
Alternative APN
  • 133484

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,644 sqft Living Area
Gross Area4,108 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number133484
Street Address45 SPRUCE ST
CityWEST BARNSTABLE
StateMA
Zip02668-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal SubdivisionPINE RDG
Legal Lot Number52
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group3
Census Block3061
Census Tract12200

Owner

45 Spruce St is owned by two individuals who bought it in July 2010.

Source: Barnstable County and Barnstable Town City records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address188 MORSE RD, SUDBURY, MA 01776-1719
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2010 · Amount on File
Deed SaleJul 1, 2010 · Amount on File
Prior SaleMar 11, 1994 · Amount on File
Deed Document Number201032731
Deed Book / Page24657 / 189
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address45 SPRUCE ST, WEST BARNSTABLE, MA 02668-1505
Transaction TypeMortgage
Record UpdatedAug 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035929-290
DateAug 9, 2023
Book Page35929/290
Instrument31575
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term481 Months
DueSep 1, 2063

Tax Assessment & Valuation

The 2025 property tax bill for 45 Spruce St was $5,068, up 6.4% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,068.00 (+6.38%)$542,600 (-2.27%) Land $155,900 Building $386,700$500,555
2024$4,764.00$555,200 Land $155,900 Building $399,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Spruce St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims11 (1979–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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