Chautauqua County and Jamestown City property record for 45 Spruce St, Jamestown, NY 14701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,842 sqft · built 1924 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,000 (Aug 2023) |
| Tax Bill | $3,422 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jul 2021 Mortgage |
| APN | 060800 370.15-6-32 |
| Primary APN | 060800 370.15-6-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,010 sqft |
| 2nd Floor Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 300 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 073155000 |
|---|---|
| Street Address | 45 SPRUCE ST |
| City | JAMESTOWN |
| State | NY |
| Zip | 14701-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 6 |
| Legal Lot Number | 32.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lakeview Avenue Historic District listed 2017 · 333 contributing resources · NRIS 100000753 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Chautauqua County and Jamestown City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 SPRUCE ST, JAMESTOWN, NY 14701-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP |
| Jul 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2023 · Amount on Record |
| Deed Sale | Aug 16, 2023 · Amount on Record |
| Prior Sale | Dec 17, 2014 · Amount on Record |
| Deed Document Number | 20235133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Aug 16, 2023 |
| Property Address | 45 SPRUCE ST, JAMESTOWN, NY 14701-3107 |
| Document Number | DE2023005133 |
| Instrument Date | Aug 14, 2023 |
| Instrument | DE2023005133 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 507 MORRISON DR, CLARKSVILLE, TN 37042-6128 |
| Document Number | MT2023003251 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | MT2023003251 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 45 SPRUCE ST, JAMESTOWN, NY 14701-3107 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2021003377 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | MT2021003377 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Aug 1, 2045 |
Source: Chautauqua County and Jamestown City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Jamestown City |
| Unified School District | Jamestown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,422.00 (+3.85%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $3,295.00 (+75.55%) | $70,500 (+20.93%) Land $3,200 Building $67,300 | $105,200 (+31.73%) Land $4,775 Building $100,425 |
| 2023 | $58,300 (-) Land $3,200 Building $55,100 | $79,863 (+20.55%) Land $4,384 Building $75,479 | |
| 2022 | $58,300 Land $3,200 Building $55,100 | $66,250 Land $3,636 Building $62,614 | |
| 2020 | $1,877.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAMESTOWN BPU serves 46,712 people · EPA ID NY0600366 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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