Cumberland County and Bridgeton City property record for 45 Spruce St, Bridgeton, NJ 08302
| Property Type | Single Family Home |
|---|---|
| Details | 1,166 sqft · built 1940 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Jul 1996) |
| Tax Bill | $3,387 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00140-0000-00002 |
| Primary APN | 01-00140-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,166 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Account Number | 140002 |
|---|---|
| Street Address | 45 SPRUCE ST |
| City | BRIDGETON |
| State | NJ |
| Zip | 08302-3013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 140 |
| Legal Lot Number | 2 |
| Jurisdiction | CUMBERLAND NJ |
| Township / Civil Division | BRIDGETON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20503 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bridgeton Historic District listed 1982 · 2,000 contributing resources · NRIS 82001043 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cumberland County and Bridgeton City assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 SPRUCE ST, BRIDGETON, NJ 08302-3013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 3, 1996 · Amount on Record |
| Deed Sale | Jul 3, 1996 · Amount on Record |
| Deed Document Number | 19968868 |
| Deed Book / Page | 2184 / 93 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Property Address | 45 SPRUCE ST, BRIDGETON, NJ 08302-3013 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000623961 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 4210/6404 |
| Instrument | 623961 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2046 |
Source: Cumberland County and Bridgeton City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cumberland County |
| Municipality | Bridgeton City |
| Unified School District | Bridgeton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,500 (-) Land $8,400 Building $50,100 | $58,500 (-) Land $8,400 Building $50,100 | |
| 2025 | $3,387.00 (+19.13%) Widower's exemption | $58,500 (-) Land $8,400 Building $50,100 | $58,500 (-) Land $8,400 Building $50,100 |
| 2024 | $2,843.00 (+5.65%) | ||
| 2023 | $58,500 Land $8,400 Building $50,100 | $58,500 Land $8,400 Building $50,100 | |
| 2022 | $2,691.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRIDGETON CITY WATER DEPT serves 22,770 people · EPA ID NJ0601001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Gross alpha radiation resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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