45 Spruce Rd, Buffalo, NY 14226 Property Records

Erie County and Amherst Town property record for 45 Spruce Rd, Buffalo, NY 14226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,227 sqft · built 1942
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$67,500 (Sep 2005)
Tax Bill$3,829 (2026)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN142289 67.42-5-15

Property Details

APN / Parcel Number

Primary APN142289 67.42-5-15
Alternative APN
  • 22890674200005015000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,227 sqft Living Area
1st Floor Area710 sqft
Upper Floors Area517 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area290 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address45 SPRUCE RD
CityBUFFALO
StateNY
Zip14226-2343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1650 172
Legal Block5
Legal Lot Number15.000
JurisdictionERIE NY
Township / Civil DivisionAMHERST
Census Block Group1
Census Block1008
Census Tract9302

Owner

45 Spruce Rd is owned and occupied by an individual who bought it in September 2005.

Source: Erie County and Amherst Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address45 SPRUCE RD, BUFFALO, NY 14226-2343
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2005 · Amount on File
Deed SaleSep 13, 2005 · Amount on File
Prior SaleJun 16, 1997 · Amount on File
Deed Document Number200528345
Deed Book / Page11101 / 1187
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address45 SPRUCE RD, AMHERST, NY 14226-2343
Document Number0138475723
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedMar 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SPRUCE RD AMHERST NY 142262343, AMHERST, NY 14226-2343

Mortgage

Document Number0138475723
DateMar 1, 2018
Book Page013847/005723
Lender
NameNEW YORK ST AFFORDABLE HSNG
AddressNEW YORK, NY 10022
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Spruce Rd was $3,829, up 101.8% from the year before.

Source: Erie County and Amherst Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionAmherst Town
Unified School DistrictSweet Home Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,829.00 (+101.85%)
2025$1,897.00 (-55.78%)$186,000 (-) Land $25,800 Building $160,200$187,900 (+1.02%) Land $26,064 Building $161,836
2024$4,290.00$186,000 (+111.36%) Land $25,800 Building $160,200$186,000 (+31.05%) Land $25,800 Building $160,200
2023$88,000 Land $17,600 Building $70,400$141,935 Land $28,387 Building $113,548
2019$1,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Spruce Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Spruce Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000

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