45 Spruce Ln, Warren, ME 04864 Property Records

Knox County and Warren Town property record for 45 Spruce Ln, Warren, ME 04864 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,104 sqft · built 1988
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Sep 2023)
Tax Bill	$5,092 (2025)
Deeds & Mortgages	Mar 2021 Refinance Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0768R`

Property Details

APN / Parcel Number

Primary APN	`R0768R`
Alternative APN	`WRRR M:R14 L:055 S:00C`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,104 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	60,548 sqft (1.39 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0768R
Street Address	45 SPRUCE LN
City	WARREN
State	ME
Zip	04864-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CRAWFORD POND WEST SUB
Legal Lot Number	55
Jurisdiction	WARREN ME
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1006
Census Tract	970401

Owner

Source: Knox County and Warren Town records · APN R0768R

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 SPRUCE LN, WARREN, ME 04864-4537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Dec 20, 2021	Deed of Trust, Mortgage · VA Mortgage T2 FINANCIAL LLC
Mar 17, 2023	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Sep 19, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNIVERSITY CREDIT UNION
Feb 25, 2020	Deed of Trust, Mortgage · VA Mortgage RESIDENTIAL MORTGAGE SERVICES
Mar 19, 2019	Warranty Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Mar 19, 2019 · Amount on Record
Deed Book / Page	6052 / 209
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN ME
Property Address	45 SPRUCE LN, WARREN, ME 04864-4537
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057060273
Date	Mar 29, 2021
Book Page	5706/273
Instrument	2021-3294

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN ME
Property Address	45 SPRUCE LN, WARREN, ME 04864-4537
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058380079
Date	Dec 20, 2021
Book Page	5838/79
Instrument	2021-14167

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN ME
Property Address	45 SPRUCE LN, WARREN, ME 04864-4537
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059940029
Date	Mar 17, 2023
Book Page	5994/29
Instrument	2023-1683

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN ME
Recording Date	Sep 19, 2023
Property Address	45 SPRUCE LN, WARREN, ME 04864-4537
Document Number	0060520209
Book / Page	6052 / 209
Instrument Date	Sep 18, 2023
Instrument	2023-7092
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	341 KELLEY RD, HERMON, ME 04401-0857

Mortgage

Document Number	0020237093
Date	Sep 19, 2023
Instrument	2023-7093

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN ME
Property Address	45 SPRUCE LN, WARREN, ME 04864-4537
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055230001
Date	Feb 25, 2020
Book Page	5523/1
Instrument	2020-1491

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN ME
Recording Date	Mar 19, 2019
Property Address	45 SPRUCE LN, WARREN, ME 04864-4537
Document Number	0053970279
Book / Page	5397 / 279
Instrument Date	Mar 18, 2019
Instrument	2082
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 BIRCH CIR, SIDNEY, ME 04330-2240

Mortgage

Document Number	0020192083
Date	Mar 19, 2019
Instrument	2019-2083

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Knox County and Warren Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Knox County
County Subdivision	Warren Town
Unified School District	School Administrative District 40 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$5,092.00 (+2.15%)	$358,600 (-) Land $73,700 Building $284,900
2023	$4,985.00 (+0.83%)	$358,600 (+45.06%) Land $73,700 Building $284,900
2022	$4,944.00	$247,200 Land $38,500 Building $208,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knox County (23013C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230139704011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Georges River Canal listed 1970 · 1 contributing resources · NRIS 70000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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