45 Springhill Rd, Rising Sun, MD 21911 Property Records

Cecil County property record for 45 Springhill Rd, Rising Sun, MD 21911

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,132 sqft · built 1997
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Aug 2018)
Tax Bill	$3,474 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-019528`

Property Details

APN / Parcel Number

Primary APN	`06-019528`
Alternative APNs	`6019528` `019528`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,132 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Detached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	019528
Street Address	45 SPRINGHILL RD
City	RISING SUN
State	MD
Zip	21911-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	1.014 ACRE 45 SPRING HILL ROAD N/W OF RISING SUN
Legal Subdivision	SNEATHSON FARMS
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	1
Census Block	1003
Census Tract	31302

Owner

45 Springhill Rd is owned and occupied by an individual who bought it in August 2018.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	45 SPRINGHILL RD, RISING SUN, MD 21911-1536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
Sep 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Aug 21, 2018	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018 · Amount on File
Deed Sale	Aug 21, 2018 · Amount on File
Prior Sale	Jan 7, 2011 · Amount on File
Deed Book / Page	4286 / 448
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Apr 16, 2026
Property Address	45 SPRINGHILL RD, RISING SUN, MD 21911-1536
Document Number	5770000416
Book / Page	5770 / 416
Instrument Date	Apr 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SPRINGHILL RD, RISING SUN, MD 21911-1536
Investor	Possibly a Property Investor

Mortgage

Document Number	5770000416,
Date	Apr 16, 2026
Book Page	5770/416

Lender

Name	ABERDEEN PROVING GROUND FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	45 SPRINGHILL RD, RISING SUN, MD 21911-1536
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053720304
Date	Sep 11, 2023
Book Page	5372/304

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Aug 30, 2028

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	45 SPRINGHILL RD, RISING SUN, MD 21911-1536
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048480385
Date	Apr 13, 2021
Book Page	4848/385

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Aug 21, 2018
Property Address	45 SPRINGHILL RD, RISING SUN, MD 21911-1536
Document Number	0042860448
Book / Page	4286 / 448
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KRISH TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SPRINGHILL RD, RISING SUN, MD 21911-1536

Mortgage

Document Number	0004286452
Date	Aug 21, 2018
Instrument	4286/452

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 45 Springhill Rd was $3,474, up 0.8% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,474.00 (+0.81%)	$314,900 (+1.78%)	$325,900 (+5.33%) Land $78,100 Building $247,800
2025	$3,446.00	$309,400 Land $78,100 Building $231,300	$309,400 Land $78,100 Building $231,300
2023	$2,336.00	$269,533	$309,400 Land $78,100 Building $231,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Springhill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2004–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Springhill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable · Fiber in parts of the area	1,000 / 20

May also be available: Verizon.

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