Chautauqua County and Westfield Town property record for 45 Spring St, Westfield, NY 14787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,927 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,003 (Feb 2005) |
| Tax Bill | $3,661 (2026) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| APN | 067201 193.17-3-28 |
| Primary APN | 067201 193.17-3-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,927 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Basement Area | 943 sqft |
| Finished Basement | 943 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 366 ft deep x 67.5 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 350 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 SPRING ST |
|---|---|
| City | WESTFIELD |
| State | NY |
| Zip | 14787-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | PRIN.RES.MTG. 1.A; OLD APN: 067201 113-16-6 |
| Legal Block | 3 |
| Legal Lot Number | 28.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 36500 |
Source: Chautauqua County and Westfield Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 SPRING ST, WESTFIELD, NY 14787-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2005 · Amount on Record |
| Deed Sale | Feb 18, 2005 · Amount on Record |
| Prior Sale | Aug 19, 2004 · Amount on Record |
| Deed Book / Page | 2566 / 732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 45 SPRING ST, WESTFIELD, NY 14787-1516 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2017 |
| Name | Verified Name |
|---|
| Document Number | , MT2017003000 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | MT2017003000 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2047 |
Source: Chautauqua County and Westfield Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Westfield Town |
| Municipality | Westfield Village |
| Unified School District | Westfield Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,661.00 (-13.76%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,245.00 | $79,000 (-) Land $25,000 Building $54,000 | $156,400 (+17.8%) Land $49,494 Building $106,906 |
| 2023 | $79,000 (-) Land $25,000 Building $54,000 | $132,773 (+10.92%) Land $42,017 Building $90,756 | |
| 2022 | Homeowner's exemption | $79,000 Land $25,000 Building $54,000 | $119,697 Land $37,879 Building $81,818 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1984–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD VILLAGE AND TOWN serves 3,890 people · EPA ID NY0615782 |
|---|---|
| Water Source | Surface water |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Fidium Fiber, Verizon.
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