45 Spring St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 45 Spring St, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1990
Square Footage1,928 sqft Living Area
Lot Size14,810 sqft (0.34 acres)
OccupancyOwner Occupied
Last Sale$160,000 (2019)
Tax Bill$6,018.00 (2025)

Property Details

APN / Parcel Number

Primary APN107000-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,928 sqft Living Area
Gross Area2,450 sqft Gross Area
1st Floor1,928 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1990
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area14,810 sqft (0.34 acres)
Depth X Width150 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area522 sqft Garage
Patio Area240 sqft Patio
Porch Area25 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address45 SPRING ST
CitySAINT AUGUSTINE
StateFL
Zip32084-0431
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJACKSON SUB LOTS 20 21 & 22 BLK 12-B OR4681/1855
Legal Range29E
Legal Township07S
Legal Section41
Legal SubdivisionJACKSONS SUBDIVISION OF RAVENSWOOD SUBDI
Legal Block12
Legal Lot Number20
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2067
Census Tract20300

Owner

Source: St. Johns County records · APN 107000-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 SPRING ST, SAINT AUGUSTINE, FL 32084-0431
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Oct 26, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Dec 30, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Feb 19, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 19, 2019 · Amount on Record
Deed SaleFeb 19, 2019 · Amount on Record
Prior SaleOct 25, 2004
Deed Doc Number201911214
Deed Book / Page4681 / 1855
Prior Transfer DateMar 31, 2014
Prior Transfer Doc0038631741
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address45 SPRING ST, SAINT AUGUSTINE, FL 32084-0431
Transaction TypeMortgage
Record UpdatedFeb 12, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SPRING ST, SAINT AUGUSTINE, FL 32084-0431

Mortgage

Document Number0053521913
DateAug 26, 2021
Book Page5352/1913
Instrument2021094242
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term337 Months
DueSep 01, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address45 SPRING ST, SAINT AUGUSTINE, FL 32084-0431
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050810502
DateOct 26, 2020
Book Page5081/502
Instrument2020095300
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term344 Months
DueJun 01, 2049

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address45 SPRING ST, SAINT AUGUSTINE, FL 32084-0431
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048571174
DateDec 30, 2019
Book Page4857/1174
Instrument2019097480
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term353 Months
DueMay 01, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 19, 2019
Property Address45 SPRING ST, SAINT AUGUSTINE, FL 32084-0431
Document Number0046811855
Book / Page4681 / 1855
Instrument DateFeb 13, 2019
Instrument2019011214
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyLAND TITLE OF AMERICA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3552 N PONCE DE LEON BLVD # BLVD6, 3552, SAINT AUGUSTINE, FL 32084-1455

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address450 S HOLMES BLVD, SAINT AUGUSTINE, FL 32084-8338

Mortgage

Document Number2019011215
DateFeb 19, 2019
Instrument2019011215
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$349,728 (+2.7%)$422,047 (+3.88%) Land $130,000 Building $292,047
2025$6,018.00 (+7.83%) Homeowner's exemption$340,534 (+5.99%)$406,267 (+26.45%) Land $130,000 Building $276,267
2024$5,581.00 (+2.5%)
2023$5,445.00 (+33.42%) Homeowner's exemption$321,298 (+10.89%)$321,298 (+10.89%) Land $101,650 Building $219,648
2022$4,081.00$289,757$289,757 Land $100,045 Building $189,712

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Spring St

Nearby Streets

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