Jefferson County and Adams Town property record for 45 Spring St, Adams, NY 13605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,582 sqft · built 1875 |
| Lot Size | 0.306 acres (13,338 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Nov 2022) |
| Tax Bill | $2,308 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance |
| APN | 222001 113.37-1-43 |
| Primary APN | 222001 113.37-1-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 1,010 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 13,338 sqft (0.306 acres) |
| Lot Dimensions | 247 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 256 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 222001 113.37-1-43 |
|---|---|
| Street Address | 45 SPRING ST |
| City | ADAMS |
| State | NY |
| Zip | 13605-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | ADAMS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 61801 |
Source: Jefferson County and Adams Town records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16686 STATE ROUTE 178, ADAMS, NY 13605-2500 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on Record |
| Deed Sale | Nov 16, 2022 · Amount on Record |
| Prior Sale | Nov 7, 2003 · Amount on Record |
| Deed Document Number | 20228 |
| Prior Transfer Date | Sep 30, 2003 |
| Prior Transfer Doc | 2003019069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 45 SPRING ST, ADAMS, NY 13605-1224 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000015245 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 20210-00015245 |
| Name | WATERTOWN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2031 |
Source: Jefferson County and Adams Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Adams Village |
| County | Jefferson County |
| County Subdivision | Adams Town |
| Unified School District | South Jefferson Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,308.00 (+1.94%) | ||
| 2025 | $2,264.00 | $82,500 (-) Land $16,900 Building $65,600 | $103,125 (+6.25%) Land $21,125 Building $82,000 |
| 2023 | $82,500 Land $16,900 Building $65,600 | $97,059 Land $19,882 Building $77,177 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS VILLAGE serves 2,000 people · EPA ID NY2202328 |
|---|---|
| Water Source | Groundwater |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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