45 Spring Hill Ter, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 45 Spring Hill Ter, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,831 sqft · built 1960
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Jan 2020)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392615 67.08-1-27`

Property Details

APN / Parcel Number

Primary APN	`392615 67.08-1-27`
Alternative APNs	`261506700800010270000000` `00402750000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,831 sqft Living Area
1st Floor Area	1,172 sqft
2nd Floor Area	659 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	25,700 sqft (0.589 acres)
Lot Dimensions	224 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00402750000
Old Parcel Number	261506700800010270000000
Street Address	45 SPRING HILL TER
City	SPRING VALLEY
State	NY
Zip	10977-7023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:27.000 BLK:1 SEC:67.08 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE
Legal Subdivision	SPRING HILL ESTATES
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1005
Census Tract	12504

Owner

45 Spring Hill Ter is owned and occupied by an individual who bought it in January 2020.

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	45 SPRING HILL TER, CHESTNUT RIDGE, NY 10977-7023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on File
Deed Sale	Jan 29, 2020 · Amount on File
Prior Sale	Jun 25, 2007 · Amount on File
Deed Document Number	0020203570
Deed Book / Page	2020 / 3570
Record Updated	Jun 8, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jan 29, 2020
Property Address	45 SPRING HILL TER, SPRING VALLEY, NY 10977-7023
Document Number	0000003570
Instrument Date	Jan 22, 2019
Instrument	3570
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	JODA ABSTRACT LLC, JODA ABS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 VALLEYSIDE DR SPRING VALLEY NY 109775579, SPRING VALLEY, NY 10977-5579

Mortgage

Document Number	3571
Date	Jan 29, 2020
Instrument	3571

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Chestnut Ridge Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$61,000 (-) Land $15,200 Building $45,800	$786,082 (+1,334.46%) Land $195,876 Building $590,206
2023	$61,000 Land $15,200 Building $45,800	$54,800 Land $13,655 Building $41,145

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Spring Hill Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Spring Hill Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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