Manistee County property record for 45 Spinnaker Dr, Manistee, MI 49660
| Property Type | Other |
|---|---|
| Owner | Company Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-256-000-00 |
| Primary APN | 51-256-000-00 |
|---|
| Street Address | 45 SPINNAKER DR |
|---|---|
| City | MANISTEE |
| State | MI |
| Zip | 49660-1442 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | HARBOR VILLAGE STORAGE CONDOMINIUMS AS RECORDED IN LIBER 743 PAGE 751. .58 AML SEC 2 T21N R17W. ____P.ADDR 33 CUDDY CT.----DO |
| Jurisdiction | MANISTEE MI |
| Township / Civil Division | MANISTEE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 900 |
45 Spinnaker Dr is owned by a company.
Source: Manistee County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 33 SPINNAKER DR, MANISTEE, MI 49660-1442 |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Manistee County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Manistee County |
| Municipality | Manistee City |
| Unified School District | Manistee Area Schools (KG - 12) |
FEMA maps place 45 Spinnaker Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Dec 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Spinnaker Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MANISTEE serves 6,200 people · EPA ID MI0004030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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