45 Spencer Rd, Sequim, WA 98382 Property Records

Clallam County property record for 45 Spencer Rd, Sequim, WA 98382

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,532 sqft · built 1978
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Feb 2006)
Tax Bill	$4,191 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0430222201250000`

Property Details

APN / Parcel Number

Primary APN	`0430222201250000`
Alternative APN	`40290`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Material	Composition Shingle
Lot Area	218,236 sqft
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	40290
Street Address	45 SPENCER RD
City	SEQUIM
State	WA
Zip	98382-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	W2SWNWNW
Legal Range	04
Legal Township	30
Legal Section	22
Legal Subdivision	NULL
Jurisdiction	CLALLAM WA
Township / Civil Division	AGNEW-CARLSBORG
Census Block Group	1
Census Block	1013
Census Tract	1701

Owner

Source: Clallam County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 4174, SEQUIM, WA 98382-4355
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2006 · Amount on Record
Deed Sale	Feb 22, 2006 · Amount on Record
Deed Document Number	20061175324
Prior Transfer Date	Jan 24, 2006
Prior Transfer Doc	0001173785
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLALLAM WA
Property Address	45 SPENCER RD, SEQUIM, WA 98382-9412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201405015
Date	Oct 21, 2020
Instrument	2020-1405015

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Clallam County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clallam County
Unified School District	Sequim School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,244 (+4.86%) Land $189,210 Building $346,034	$535,244 (+4.86%) Land $189,210 Building $346,034
2025	$4,191.00 (+4.96%)
2023	$3,993.00
2022		$510,447 Land $180,200 Building $330,247	$510,447 Land $180,200 Building $330,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30