Ocean County and Jackson Township property record for 45 Spencer Dr, Jackson, NJ 08527
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,410 sqft · built 2004 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Sep 2025) |
| Tax Bill | $9,658 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00701-0000-00310 |
| Primary APN | 12-00701-0000-00310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,410 sqft Living Area |
| 1st Floor Area | 2,410 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 12001431400010 |
|---|---|
| Street Address | 45 SPENCER DR |
| City | JACKSON |
| State | NJ |
| Zip | 08527-4388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRC |
| Legal Description | .24 AC |
| Legal Subdivision | FOUR SEASONS/METEDECONK SEC I |
| Legal Block | 701 |
| Legal Lot Number | 310 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 717200 |
Source: Ocean County and Jackson Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 SPENCER DR, JACKSON, NJ 08527-4388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Prior Sale | Jan 13, 2005 · Amount on Record |
| Deed Document Number | 202567959 |
| Deed Book / Page | 20118 / 629 |
| Prior Transfer Date | Sep 3, 2008 |
| Prior Transfer Doc | 0141041215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 21, 2021 |
| Property Address | 45 SPENCER DR, JACKSON, NJ 08527-4388 |
| Document Number | 0188310824 |
| Book / Page | 18831 / 824 |
| Instrument Date | Dec 11, 2021 |
| Instrument | 2021179817 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 SPENCER DR, JACKSON, NJ 08527-4388 |
Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $667,900 (-) Land $191,500 Building $476,400 | $667,900 (-) Land $191,500 Building $476,400 | |
| 2025 | $9,658.00 (+0.67%) | $667,900 (+84.76%) Land $191,500 Building $476,400 | $667,900 (+84.76%) Land $191,500 Building $476,400 |
| 2024 | $9,594.00 (+5.7%) | ||
| 2023 | $361,500 Land $116,600 Building $244,900 | $361,500 Land $116,600 Building $244,900 | |
| 2022 | $9,077.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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