Bergen County and Ramsey Borough property record for 45 Spear Rd, Ramsey, NJ 07446
| Property Type | General Industrial |
|---|---|
| Details | 67,621 sqft · built 1975 |
| Lot Size | 7.71 acres (336,283 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $230,377 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04401-0000-00012 |
| Primary APN | 48-04401-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 67,621 sqft Building Perimeter |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 336,283 sqft |
| Street Address | 45 SPEAR RD |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1221 |
| Property Category | Industrial |
| Property Type | Industrial > General Industrial |
| Local Zoning Code | IP |
| Legal Description | 7.720AC |
| Legal Block | 4401 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 45 SPEAR RD, RAMSEY, NJ 07446-1221 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,710,300 (+4.66%) Land $3,962,700 Building $7,747,600 | $11,710,300 (+4.66%) Land $3,962,700 Building $7,747,600 | |
| 2025 | $230,377.00 (+65.95%) | $11,188,800 (+127.45%) Land $3,734,900 Building $7,453,900 | $11,188,800 (+127.45%) Land $3,734,900 Building $7,453,900 |
| 2024 | $138,823.00 (+7.59%) | ||
| 2023 | $4,919,300 Land $2,769,300 Building $2,150,000 | $4,919,300 Land $2,769,300 Building $2,150,000 | |
| 2022 | $129,033.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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