45 Spaulding St, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 45 Spaulding St, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,508 sqft · built 1900
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on File
Last Sale	$387,920 (Jan 2020)
Tax Bill	$92 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
APN	`14B000108`

Property Details

APN / Parcel Number

Primary APN	`14B000108`
Alternative APN	`AMHE M:0014B B:0000 L:0108`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Gross Area	2,964 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	16,335 sqft (0.375 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	14B000108
Street Address	45 SPAULDING ST
City	AMHERST
State	MA
Zip	01002-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	108
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	1
Census Block	1007
Census Tract	820500

Owner

Source: Hampshire County and Amherst Town City assessment roll, APN 14B000108, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 SPAULDING ST, AMHERST, MA 01002-1821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	May 24, 2013 · Amount on Record
Deed Document Number	20201206
Deed Book / Page	13520 / 139
Record Updated	Jun 08, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Jan 22, 2020
Property Address	45 SPAULDING ST, AMHERST, MA 01002-1821
Document Number	13520-139
Book / Page	013520 / 000139
Instrument Date	Jan 22, 2020
Instrument	1206
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,769.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 24TH ST #117 OAKLAND CA 946072456, 117, OAKLAND, CA 94607-2456

Mortgage

Document Number	13520-142
Date	Jan 22, 2020
Book Page	013520/000142
Instrument	1207

Lender

Name	FLORENCE BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$92.00 (-98.98%)	$513,600 (+5.81%) Land $202,900 Building $310,700	$547,105
2024	$8,985.00 (+4.71%)	$485,400 (+13.7%) Land $191,400 Building $294,000
2023	$8,581.00	$426,900 Land $174,000 Building $252,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 195 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1008000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.