45 Southold Rd, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 45 Southold Rd, Worcester, MA 01607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,008 sqft · built 2005
Lot Size	0.276 acres (12,007 sqft)
Owner	Individual Name on Record
Last Sale	$194,500 (May 2017)
Tax Bill	$5,414 (2026)
Deeds & Mortgages	Dec 2020 Refinance Jan 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`29-020-23-2L`

Property Details

APN / Parcel Number

Primary APN	`29-020-23-2L`
Alternative APNs	`WORC M:29 B:020 L:23-2L` `M:29 B:020 L:23=2L`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,146 sqft
1st Floor Area	1,008 sqft
Basement Area	1,519 sqft
Unfinished Basement	1,519 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,007 sqft (0.276 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	29-020-23-2L
Street Address	45 SOUTHOLD RD
City	WORCESTER
State	MA
Zip	01607-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	20
Legal Lot Number	23-2L
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1028
Census Tract	732901

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 SOUTHOLD RD, WORCESTER, MA 01607-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Jan 17, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Prior Sale	Jan 17, 2017 · Amount on Record
Deed Book / Page	57169 / 268
Transfer Doc	057169-268
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	45 SOUTHOLD RD, WORCESTER, MA 01607-1638
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	063977-162
Date	Dec 14, 2020
Book Page	63977/162
Instrument	155113

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

January 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WORCESTER MA
Recording Date	Jan 17, 2017
Property Address	45 SOUTHOLD RD, WORCESTER, MA 01607-1638
Document Number	56619-193
Book / Page	056619 / 000193
Instrument Date	Dec 5, 2016
Instrument	5603
Transaction Type	Foreclosure
Record Updated	Feb 7, 2017

Transaction

Amount	Amount Recorded
Tax	$889.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,414.00 (+4.08%)	$407,700 (+3.37%) Land $124,800 Building $282,900	$378,725
2025	$5,202.00 (+9.77%)	$394,400 (+19.33%) Land $118,800 Building $275,600
2023	$4,739.00	$330,500 Land $103,300 Building $227,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2010)
Most Recent Claim	Jan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Xfinity.

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