45 Songo School Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 45 Songo School Rd, Naples, ME 04055

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 1 ba · 1,152 sqft · built 1975
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Sep 2025)
Tax Bill	$1,975 (2024)
Deeds & Mortgages	Mar 2022 Refinance Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:R07 L:0002`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:R07 L:0002`
Alternative APN	`533`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	533
Street Address	45 SONGO SCHOOL RD
City	NAPLES
State	ME
Zip	04055-5500
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RES
Legal Lot Number	2
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	14001

Owner

Source: Cumberland County and Naples Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 MAYBERRY RD, 4, WINDHAM, ME 04062-4789
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 14, 2020	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Nov 19, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Mar 31, 2011 · Amount on Record
Deed Book / Page	41735 / 266
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	45 SONGO SCHOOL RD, NAPLES, ME 04055-5500
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0392680037
Date	Mar 17, 2022
Book Page	39268/37
Instrument	14880

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Sep 19, 2025
Property Address	45 SONGO SCHOOL RD, NAPLES, ME 04055-5500
Document Number	0417350266
Book / Page	41735 / 266
Instrument Date	Sep 18, 2025
Instrument	38310
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 MAYBERRY RD APT 4, 4, WINDHAM, ME 04062-4789

Mortgage

Document Number	0000038311
Date	Sep 19, 2025
Instrument	38311

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	45 SONGO SCHOOL RD, NAPLES, ME 04055-5500
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365910042
Date	Apr 14, 2020
Book Page	36591/42
Instrument	19124

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	45 SONGO SCHOOL RD, NAPLES, ME 04055-5500
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374610133
Date	Nov 19, 2020
Book Page	37461/133
Instrument	75398

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$212,394 (-) Land $55,502 Building $156,892
2024	$1,975.00 (+1.65%)	$212,394 (-) Land $55,502 Building $156,892
2023	$1,943.00 (+10.9%)	$212,394 (-) Land $55,502 Building $156,892
2022	$1,752.00	$212,394 Land $55,502 Building $156,892

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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