45 Somerset Dr, Windsor, CT 06095 Property Records

Windsor Town property record for 45 Somerset Dr, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,770 sqft · built 1986
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Sep 2023)
Tax Bill	$7,227 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8622.00`

Property Details

APN / Parcel Number

Primary APN	`8622.00`
Alternative APNs	`WIND M:00061 B:00203 L:00150L` `WSOR M:00061 B:00203 L:00150L`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,770 sqft Living Area
Gross Area	3,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8622.00
Street Address	45 SOMERSET DR
City	WINDSOR
State	CT
Zip	06095-1480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	203
Legal Lot Number	150L
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3013
Census Tract	473601

Owner

45 Somerset Dr is owned by a company that bought it in September 2023.

Source: Windsor Town records, as of June 25, 2026

Owner of Record	Company Name on File
Mailing Address	45 SOMERSET DR, WINDSOR, CT 06095-1480
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Sep 21, 2023	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Apr 16, 2018	Trustee's Deed, Transfer
Apr 16, 2018	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2023 · Amount on File
Deed Sale	Sep 21, 2023 · Amount on File
Deed Document Number	20232860
Deed Book / Page	1956 / 89
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	45 SOMERSET DR, WINDSOR, CT 06095-1480
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001994-759
Date	Feb 24, 2026
Book Page	1994/759
Instrument	2026-00531

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount on Record
Term	325 Months
Due	Mar 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR CT
Recording Date	Sep 21, 2023
Property Address	45 SOMERSET DR, WINDSOR, CT 06095-1480
Document Number	0001956-89
Book / Page	1956 / 89
Instrument Date	Sep 18, 2023
Instrument	2023-02860
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202302861
Date	Sep 21, 2023
Instrument	2023-02861

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WINDSOR CT
Recording Date	Apr 16, 2018
Property Address	45 SOMERSET DR, WINDSOR, CT 06095-1480
Document Number	1857-958
Book / Page	001857 / 000958
Instrument Date	Mar 6, 2018
Instrument	1173
Transaction Type	Transfer
Record Updated	Jan 12, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINDSOR CT
Recording Date	Apr 16, 2018
Property Address	45 SOMERSET DR, WINDSOR, CT 06095-1480
Document Number	1857-960
Book / Page	001857 / 000960
Instrument Date	Mar 6, 2018
Instrument	1174
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$254,030 (-) Land $67,410 Building $186,620	$177,821 Land $47,187 Building $130,634
2024	$7,227.00 (-6.17%)	$254,030 (+55.62%) Land $67,410 Building $186,620
2023	$7,702.00 (+41.82%)	$163,240 (-) Land $53,550 Building $109,690
2022	$5,431.00	$163,240 Land $53,550 Building $109,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Somerset Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Somerset Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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