45 Somerset Cir, Wheaton, IL 60189 Property Records

DuPage County property record for 45 Somerset Cir, Wheaton, IL 60189

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,145 sqft · built 2021
Lot Size0.22 acres (9,583 sqft)
OwnerTrust Name on File
Last Sale$723,500 (Aug 2020)
Tax Bill$16,415 (2025)
Deeds & MortgagesAug 2020 Sale
Flood ZoneZone X (minimal risk)
APN05-29-201-049

Property Details

APN / Parcel Number

Primary APN05-29-201-049

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,145 sqft Living Area
Gross Area5,794 sqft
Basement Area2,165 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address45 SOMERSET CIR
CityWHEATON
StateIL
Zip60189-5807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLORETTO CLUB SUB ALL
Legal SubdivisionLORETTO CLUB SUB
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group2
Census Block2004
Census Tract842602

Owner

45 Somerset Cir is owner-occupied and held in a trust since August 2020.

Source: DuPage County records, as of August 17, 2026

Owner of RecordTrust Name on File
Mailing Address45 SOMERSET CIR, WHEATON, IL 60189-5807
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2020 · Amount on File
Deed SaleAug 20, 2020 · Amount on File
Deed Document Number202092151
Record UpdatedSep 20, 2026

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionDU PAGE IL
Recording DateAug 20, 2020
Property Address45 SOMERSET CIR, WHEATON, IL 60189-5807
Document Number0000092151
Instrument DateMay 15, 2020
Instrument92151
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2020
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
Tax$1,085.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address45 SOMERSET CIR WHEATON IL 601895807, WHEATON, IL 60189-5807

Tax Assessment & Valuation

The 2025 property tax bill for 45 Somerset Cir was $16,415 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,415.00$287,012 Land $56,146 Building $230,866$861,036 Land $168,438 Building $692,598
2022$16,409.00 Homeowner's exemption$242,940 Land $45,030 Building $197,910$728,820 Land $135,090 Building $593,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Somerset Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1978–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Somerset Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on Somerset Cir

Nearby Streets

Search Property Records by Address or Parcel Number