45 Smithsanders Ct, Smithfield, NC 27577 Property Records

Johnston County property record for 45 Smithsanders Ct, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,839 sqft · built 2013
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Feb 2021)
Tax Bill	$2,798 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06E02057U`

Property Details

APN / Parcel Number

Primary APN	`06E02057U`
Alternative APN	`2000236399`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,839 sqft Living Area
Gross Area	4,017 sqft
1st Floor Area	1,721 sqft
Attic	Attic
Attic Area	1,286 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	338 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000236399
Street Address	45 SMITHSANDERS CT
City	SMITHFIELD
State	NC
Zip	27577-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 30 CARRIAGE CREEK PH III 76/298
Legal Subdivision	CARRIAGE CREEK
Legal Phase	3
Legal Lot Number	30
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1005
Census Tract	41106

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 SMITHSANDERS CT, SMITHFIELD, NC 27577-6209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 22, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 12, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	2021734250
Deed Book / Page	5847 / 101
Prior Transfer Date	Nov 30, 2016
Prior Transfer Doc	0000512170
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	45 SMITHSANDERS CT, SMITHFIELD, NC 27577-6209
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000679624
Date	Sep 22, 2020
Book Page	5704/855
Instrument	2020679624

Lender

Name	USAA FSB
Type	Bank
Address	73288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 22, 2021
Property Address	45 SMITHSANDERS CT, SMITHFIELD, NC 27577-6209
Document Number	0000734250
Book / Page	5847 / 101
Map Reference	MB 76 PG 298&299
Instrument Date	Feb 19, 2021
Instrument	2021734250
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 HOOD FARM RD, 218, CLAYTON, NC 27520-9022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SMITHSANDERS CT, SMITHFIELD, NC 27577-6209

Mortgage

Document Number	0000734251
Date	Feb 22, 2021
Instrument	2021734251

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 12, 2018
Property Address	45 SMITHSANDERS CT, SMITHFIELD, NC 27577-6209
Document Number	0000557571
Book / Page	005087 / 000851
Instrument Date	Jan 3, 2018
Instrument	557571
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	45 SMITHSANDERS CT SMITHFIELD NC 275776209, SMITHFIELD, NC 27577-6209

Mortgage

Document Number	557572
Date	Jan 12, 2018
Book Page	005087/000853
Instrument	557572

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,798.00 (+30.99%)	$447,700 (+63.96%) Land $70,000 Building $377,700	$447,700 (+63.96%) Land $70,000 Building $377,700
2023	$2,136.00	$273,060 Land $42,000 Building $231,060	$273,060 Land $42,000 Building $231,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Smithsanders Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures