East Providence City property record for 45 Smith St, Riverside, RI 02915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 990 sqft · built 1920 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,500 (Jul 2026) |
| Tax Bill | $4,258 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-1238-45 |
| Primary APN | 61-1238-45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 990 sqft Living Area |
| Gross Area | 2,020 sqft |
| 1st Floor Area | 660 sqft |
| Basement Area | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 61-1238-45 |
|---|---|
| Street Address | 45 SMITH ST |
| City | RIVERSIDE |
| State | RI |
| Zip | 02915-4319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 14 |
| Legal Lot Number | 9 |
| Jurisdiction | EAST PROVIDENCE RI |
| Township / Civil Division | EAST PROVIDENCE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 10600 |
Source: East Providence City records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 SUMMIT ST, EAST PROVIDENCE, RI 02914-4419 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage CENTREVILLE SAVINGS BANK |
| Mar 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 14, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 7, 2026 | Warranty Deed, Transfer |
| Sep 25, 2018 | Warranty Deed, Transfer · FHA Mortgage SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on Record |
| Deed Sale | Jul 14, 2026 · Amount on Record |
| Prior Sale | May 7, 2026 · Amount on Record |
| Deed Document Number | 20263741 |
| Deed Book / Page | 5019 / 291 |
| Transfer Doc | 003400-161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST PROVIDENCE RI |
| Recording Date | Jul 14, 2026 |
| Property Address | 45 SMITH ST, RIVERSIDE, RI 02915-4319 |
| Document Number | 0000003741 |
| Book / Page | 5019 / 291 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20263741 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 SUMMIT ST, EAST PROVIDENCE, RI 02914-4419 |
| Date | Jul 14, 2026 |
|---|
| Name | CENTREVILLE SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST PROVIDENCE RI |
| Property Address | 45 SMITH ST, RIVERSIDE, RI 02915-4319 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004566-48 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 4566/48 |
| Instrument | 202200001728 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST PROVIDENCE RI |
| Property Address | 45 SMITH ST, RIVERSIDE, RI 02915-4319 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004736-72 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 4736/72 |
| Instrument | 202300004876 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST PROVIDENCE RI |
| Property Address | 45 SMITH ST, RIVERSIDE, RI 02915-4319 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004779-22 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | 4779/22 |
| Instrument | 202400001573 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST PROVIDENCE RI |
| Property Address | 45 SMITH ST, RIVERSIDE, RI 02915-4319 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004943-22 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 4943/22 |
| Instrument | 202500005753 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST PROVIDENCE RI |
| Recording Date | May 7, 2026 |
| Property Address | 45 SMITH ST, RIVERSIDE, RI 02915-4319 |
| Document Number | 00004997-1 |
| Book / Page | 4997 / 1 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20262359 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 WHIPPLE AVE, BARRINGTON, RI 02806-2918 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST PROVIDENCE RI |
| Recording Date | Sep 25, 2018 |
| Property Address | 45 SMITH ST, RIVERSIDE, RI 02915-4319 |
| Document Number | 4065-227 |
| Book / Page | 4065 / 227 |
| Instrument | 201800006161 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.01 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 40650229 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 04065/0229 |
| Name | SANTANDER BANK NA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2048 |
Source: East Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | East Providence City |
| Unified School District | East Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,258.00 (+12.53%) | $325,800 (+27.07%) Land $85,500 Building $240,300 |
| 2023 | $3,784.00 (+3.33%) | $256,400 (+53.07%) Land $71,300 Building $185,100 |
| 2022 | $3,662.00 | $167,500 Land $44,000 Building $123,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (1978–2010) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PROVIDENCE-CITY OF serves 47,961 people · EPA ID RI1615610 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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