45 Smith St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 45 Smith St, Poughkeepsie, NY 12601 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	1,440 sqft Living Area
Lot Size	4,356 sqft (0.1 acres)
Occupancy	Owner Occupied
Last Sale	$22,000 (2005)
Tax Bill	$6,145.00 (2025)

Owner

Source: Dutchess County and Poughkeepsie City records · APN 131300-6162-79-317094-0000

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 SMITH ST, POUGHKEEPSIE, NY 12601-2605
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2005 · Amount on Record
Deed Sale	Oct 18, 2005 · Amount on Record
Deed Book / Page	22005 / 9286
Record Refreshed	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	45 SMITH ST, POUGHKEEPSIE, NY 12601-2605
Document Number	0000006379
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 02, 2018
Title Company	NORTH RIVER ABSTRACT

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45 CATHARINE ST POUGHKEEPSIE NY 126012534, POUGHKEEPSIE, NY 12601-2534

Mortgage

Document Number	0000006379
Date	Oct 16, 2018
Instrument	6379

Lender

Name	CHARITABLE JAMES J M TR (PT)
Address	35 MARKET ST, POUGHKEEPSIE, NY 12601-3214

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,145.00 (+53.51%)	$228,100 (+15.73%) Land $22,000 Building $206,100	$228,100 (+15.73%) Land $22,000 Building $206,100
2024	$4,003.00	$197,100 (+4.01%) Land $22,000 Building $175,100	$197,100 (+4.01%) Land $22,000 Building $175,100
2023		$189,500 (+20.01%) Land $22,000 Building $167,500	$189,500 (+20.01%) Land $22,000 Building $167,500
2022		$157,900 Land $20,000 Building $137,900	$157,900 Land $20,000 Building $137,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dutchess County (36027C), updated July 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`131300-6162-79-317094-0000`
Alternative APNs	`130000616200793170940000` `131300 6.162-79-317.94` `417100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,440 sqft Living Area
Gross Area	1,530 sqft Gross Area
1st Floor	936 sqft 1st Floor
2nd Floor	504 sqft 2nd Floor
Stories	1 Stories

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	No Foundation Foundation
Lot Area	4,356 sqft (0.1 acres)
Depth X Width	106 ft x 40 ft Depth x Width
Garage Area	504 sqft Garage
Porch	Covered Porch
Porch Area	300 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	417100
Street Address	45 SMITH ST
City	POUGHKEEPSIE
State	NY
Zip	12601-2605
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.10 AC (C) 1588 0082 1431 0606
Legal Block	79
Legal Lot Number	317
Jurisdiction	DUTCHESS NY
Minor Civil Division	POUGHKEEPSIE
Census Blockgroup	3
Census Block	3008
Census Tract	220300