Cumberland County and Portland City property record for 45 Smith St, Portland, ME 04101
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,146 sqft · built 1860 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $303,100 (Feb 2007) |
| Tax Bill | $9,831 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | PTLD M:022 B:L010001 |
| Primary APN | PTLD M:022 B:L010001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,146 sqft Living Area |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,001 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 45 SMITH ST |
|---|---|
| City | PORTLAND |
| State | ME |
| Zip | 04101-3117 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | L010001 |
| Jurisdiction | PORTLAND ME |
| Township / Civil Division | PORTLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 500 |
45 Smith St, a duplex, is owned and occupied by two individuals who bought it in February 2007.
Source: Cumberland County and Portland City records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 SMITH ST, PORTLAND, ME 04101-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2007 · Amount on File |
| Deed Sale | Feb 27, 2007 · Amount on File |
| Deed Book / Page | 24876 / 273 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 45 Smith St was $9,831, up 30.7% from the year before.
Source: Cumberland County and Portland City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Portland City |
| Unified School District | Portland (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,831.00 (+30.75%) | $820,600 (+63.83%) Land $353,600 Building $467,000 |
| 2024 | $7,519.00 (+4.17%) | $500,900 (-) Land $143,300 Building $357,600 |
| 2023 | $7,218.00 (+5.88%) | $500,900 (-) Land $143,300 Building $357,600 |
| 2022 | $6,817.00 | $500,900 Land $143,300 Building $357,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45 Smith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 842 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Redzone Wireless, T-Mobile.
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