Essex County and Marblehead Town property record for 45 Smith St, Marblehead, MA 01945 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,804 sqft · built 1962 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Sep 2005) |
| Tax Bill | $6,281 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Nov 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0070 B:0005 L:0 |
| Primary APN | MARB M:0070 B:0005 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,804 sqft Living Area |
| Gross Area | 2,424 sqft Gross Area |
| Basement Area | 1,100 sqft Basement |
| Unfinished Basement | 440 sqft Unfinished |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,499 sqft (0.149 acres) |
| Parking Spaces | 1 Parking Space |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 45 SMITH ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 203100 |
Source: Essex County and Marblehead Town records · APN MARB M:0070 B:0005 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 SMITH ST, MARBLEHEAD, MA 01945-2051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Nov 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Aug 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2005 · Amount on Record |
| Deed Sale | Sep 22, 2005 · Amount on Record |
| Prior Sale | Aug 14, 2003 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 45 SMITH ST, MARBLEHEAD, MA 01945-2051 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000631302 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 631302 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Dec 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 45 SMITH ST, MARBLEHEAD, MA 01945-2051 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 631302 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 631302 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Dec 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 45 SMITH ST, MARBLEHEAD, MA 01945-2051 |
| Document Number | 0000605733 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 SMITH ST MARBLEHEAD MA 019452051, MARBLEHEAD, MA 01945-2051 |
| Document Number | 0000605733 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 605733 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 24, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 45 SMITH ST, MARBLEHEAD, MA 01945-2051 |
| Document Number | 0000585403 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000585403 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 585403 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 17, 2037 |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,281.00 (+18.85%) | $694,000 (+17.67%) Land $481,000 Building $213,000 | $749,455 |
| 2024 | $5,285.00 (-9.89%) | $589,800 (+0.56%) Land $432,900 Building $156,900 | |
| 2023 | $5,865.00 | $586,500 Land $432,900 Building $153,600 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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