45 Smith St, Lincoln, RI 02865 Property Records

Smithfield Town property record for 45 Smith St, Lincoln, RI 02865

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1959
Lot Size0.303 acres (13,199 sqft)
OwnerIndividual Name on Record
Last Sale$189,000 (May 2013)
Tax Bill$5,353 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN13-32400-02

Property Details

APN / Parcel Number

Primary APN13-32400-02
Alternative APN
  • LINC M:06 L:152.0 U

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area2,472 sqft
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,199 sqft (0.303 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number13-32400-02
Street Address45 SMITH ST
CityLINCOLN
StateRI
Zip02865-3529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL9
Legal Lot Number152.0
JurisdictionLINCOLN RI
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2000
Census Tract11702

Owner

Source: Smithfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 SMITH ST, LINCOLN, RI 02865-3529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2013 · Amount on Record
Deed SaleMay 1, 2013 · Amount on Record
Prior SaleJun 7, 2012 · Amount on Record
Deed Book / Page1833 / 89
Transfer Doc001768-148
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN RI
Property Address45 SMITH ST, LINCOLN, RI 02865-3529
Document Number2109-67
Instrument DateMar 15, 2018
Transaction TypeMortgage
Record UpdatedApr 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SMITH ST LINCOLN RI 028653529, LINCOLN, RI 02865-3529

Mortgage

Document Number2109-67
DateMar 27, 2018
Book Page002109/000067
Lender
NamePGE FCU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 26, 2028

Tax Assessment & Valuation

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSmithfield Town
Unified School DistrictSmithfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,353.00 (+7.6%)$395,900 (+31.22%) Land $180,000 Building $215,900$422,632
2023$4,975.00$301,700 Land $126,800 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2010–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREENVILLE WATER DISTRICT
serves 9,500 people · EPA ID RI1858410
Water SourcePurchased surface water from PROVIDENCE-CITY OF
Last State InspectionJul 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number