45 Smith St, Fairhaven, MA 02719 Property Records

Bristol County and Fairhaven Town property record for 45 Smith St, Fairhaven, MA 02719

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,132 sqft · built 1945
Lot Size	0.263 acres (11,474 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Jul 2020)
Tax Bill	$3,979 (2026)
Deeds & Mortgages	Jul 2020 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:00029B L:00096 S`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:00029B L:00096 S`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	1,401 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,474 sqft (0.263 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	45 SMITH ST
City	FAIRHAVEN
State	MA
Zip	02719-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	96
Jurisdiction	FAIRHAVEN MA
Township / Civil Division	FAIRHAVEN
Census Block Group	2
Census Block	2002
Census Tract	655400

Owner

45 Smith St is owned and occupied by two individuals who acquired it in July 2020.

Source: Bristol County and Fairhaven Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 SMITH ST, FAIRHAVEN, MA 02719-1310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 21, 2020	Quit Claim Deed, Transfer · FHA Mortgage DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on File
Deed Sale	Jul 21, 2020 · Amount on File
Prior Sale	May 24, 2004 · Amount on File
Deed Document Number	202016752
Deed Book / Page	13307 / 350
Last Transfer Date	Jul 23, 2020
Transfer Doc	13313-164
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRHAVEN MA
Recording Date	Jul 24, 2020
Property Address	45 SMITH ST, FAIRHAVEN, MA 02719-1310
Document Number	13313-164
Book / Page	013313 / 000164
Instrument Date	Jul 23, 2020
Instrument	17080
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SMITH ST FAIRHAVEN MA 027191310, FAIRHAVEN, MA 02719-1310

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRHAVEN MA
Recording Date	Jul 21, 2020
Property Address	45 SMITH ST, FAIRHAVEN, MA 02719-1310
Document Number	13307-350
Book / Page	13307 / 350
Instrument Date	Jul 10, 2020
Instrument	16752
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SMITH ST, FAIRHAVEN, MA 02719-1310

Mortgage

Document Number	16753
Date	Jul 21, 2020
Instrument	16753

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Smith St was $3,979, up 10,654.1% from the year before.

Source: Bristol County and Fairhaven Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
County Subdivision	Fairhaven Town
Unified School District	Fairhaven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,979.00 (+10,654.05%)	$433,000 (+7.13%) Land $247,700 Building $185,300	$479,635 (+14.38%)
2025	$37.00 (-98.97%)	$404,200 (+3.75%) Land $247,700 Building $156,500	$419,330
2024	$3,596.00 (+6.01%)	$389,600 (+14.29%) Land $247,700 Building $141,900
2023	$3,392.00	$340,900 Land $213,700 Building $127,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	91 (1978–2021)
Claims Outside the SFHA	2 of 91
Most Recent Claim	Sep 2021 · Tropical Storm Henri
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Bob, Aug 1991 · 52 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Smith St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRHAVEN WATER DEPT serves 15,155 people · EPA ID MA4094000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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