45 Smith St, East Hampton, CT 06424 Property Records

East Hampton Town property record for 45 Smith St, East Hampton, CT 06424

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,236 sqft · built 1986
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$203,900 (Jan 2020)
Tax Bill	$5,448 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R01813`

Property Details

APN / Parcel Number

Primary APN	`R01813`
Alternative APNs	`EHAM M:06A B:57 L:8A U:5` `EHMP M:06A B:57 L:8A U:5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	1,236 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	R01813
Street Address	45 SMITH ST
City	EAST HAMPTON
State	CT
Zip	06424-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2S
Legal Block	57
Legal Lot Number	8A
Jurisdiction	EAST HAMPTON CT
Township / Civil Division	EAST HAMPTON
Census Block Group	1
Census Block	1009
Census Tract	550201

Owner

45 Smith St is owned and occupied by an individual who bought it in January 2020.

Source: East Hampton Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	45 SMITH ST, EAST HAMPTON, CT 06424-1622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Apr 24, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 13, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST WORLD MTG
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit MASSMUTUAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Prior Sale	Nov 25, 1992 · Amount on File
Deed Document Number	20202672670003
Deed Book / Page	600 / 672
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST HAMPTON CT
Property Address	45 SMITH ST, EAST HAMPTON, CT 06424-1622
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000638-927
Date	May 2, 2023
Book Page	638/927
Instrument	2023-727

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2051

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST HAMPTON CT
Property Address	45 SMITH ST, EAST HAMPTON, CT 06424-1622
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000646-822
Date	Apr 24, 2024
Book Page	646/822
Instrument	2024-801

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	May 1, 2064

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST HAMPTON CT
Recording Date	Jan 13, 2020
Property Address	45 SMITH ST, EAST HAMPTON, CT 06424-1622
Document Number	600-672
Book / Page	000600 / 000672
Instrument Date	Jan 10, 2020
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SMITH ST EAST HAMPTON CT 064241622, EAST HAMPTON, CT 06424-1622

Mortgage

Document Number	600-675
Date	Jan 13, 2020
Book Page	000600/000675

Lender

Name	FIRST WORLD MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

Mortgage

Document Number	600-688,
Date	Jan 13, 2020
Book Page	000600/000688

Lender

Name	HOUSING FIN AUTH

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST HAMPTON CT
Property Address	45 SMITH ST, EAST HAMPTON, CT 06424-1622
Document Number	584-36
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SMITH ST EAST HAMPTON CT 064241622, EAST HAMPTON, CT 06424-1622

Mortgage

Document Number	584-36
Date	Apr 2, 2018
Book Page	000584/000036

Lender

Name	MASSMUTUAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 45 Smith St was $5,448.

Source: East Hampton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Hampton Town
Unified School District	East Hampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,448.00	$137,190 Land $43,790 Building $93,400	$96,033 Land $30,653 Building $65,380
2024	$5,448.00 (+10.13%)
2023	$4,947.00 (+4.04%)	$137,190 (-) Land $43,790 Building $93,400
2022	$4,755.00	$137,190 Land $43,790 Building $93,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Smith St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST HAMPTON WPCA - ROYAL OAKS SYSTEM serves 328 people · EPA ID CT0429121
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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