45 Smith Rd, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 45 Smith Rd, Severna Park, MD 21146

Property Summary

Property TypeSingle Family Home
Lot Size0.63 acres (27,443 sqft)
OwnerCompany Name on Record
Last Sale$1,650,000 (Sep 2021)
Tax Bill$2,732 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-000-90221615

Property Details

APN / Parcel Number

Primary APN03-000-90221615
Alternative APN
  • 00090221615

Exterior

Lot Area27,443 sqft (0.63 acres)

Location & Zoning

Account Number00090221615
Street Address45 SMITH RD
CitySEVERNA PARK
StateMD
Zip21146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description0.63 ACRE NR ROUND BAY
Legal SubdivisionNR ROUND BAY
Legal Block1
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1006
Census Tract730701

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15 FRANCIS ST, ANNAPOLIS, MD 21401-1713
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2021 · Amount on Record
Deed SaleSep 23, 2021 · Amount on Record
Deed Book / Page37590 / 458
Record UpdatedOct 29, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 23, 2021
Property Address45 SMITH RD, SEVERNA PARK, MD 21146-4710
Document Number0375900458
Book / Page37590 / 458
Instrument DateMay 28, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyEAGLE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$24,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address15 FRANCIS ST, ANNAPOLIS, MD 21401-1713

Mortgage

Document Number0037590464
DateSep 23, 2021
Instrument37590/464
Lender
NameSANDY SPRING BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0375900501
DateSep 23, 2021
Book Page37590/501
Lender
NameSANDY SPRING BANK
TypeBank
AddressELLICOTT CITY, MD 21043
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,633 (+7.19%) Land $233,633$237,300 (+4.86%) Land $237,300
2025$2,732.00 (+14.79%)
2023$2,380.00$217,967$226,300 Land $226,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Nearby Properties on Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number