45 Smith Rd, Amherst (Ellsworth), ME 04605 Property Records

Hancock County and Amherst Town property record for 45 Smith Rd, Amherst, ME 04605 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,521 sqft · built 1980
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$154,500 (May 2019)
Tax Bill	$1,822 (2025)
Deeds & Mortgages	Apr 2022 Refinance May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`AMHT M:006 L:066`

Property Details

APN / Parcel Number

Primary APN	`AMHT M:006 L:066`
Alternative APN	`43`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,521 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	43
Street Address	45 SMITH RD
City	AMHERST
State	ME
Zip	04605-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	66
Jurisdiction	AMHERST ME
Township / Civil Division	AMHERST
Census Block Group	2
Census Block	2066
Census Tract	965100

Owner

Source: Hancock County and Amherst Town records · APN AMHT M:006 L:066

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 SMITH RD, AMHERST, ME 04605-8304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION
May 10, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Jan 12, 2016
Deed Document Number	20195238
Deed Book / Page	6949 / 469
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST ME
Property Address	45 SMITH RD, AMHERST, ME 04605-8304
Transaction Type	Mortgage
Record Updated	Sep 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072010039
Date	Apr 20, 2022
Book Page	7201/39
Instrument	2022005273

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST ME
Recording Date	May 10, 2019
Property Address	45 SMITH RD, AMHERST, ME 04605-8304
Document Number	0069490469
Book / Page	6949 / 469
Instrument Date	May 10, 2019
Instrument	2019005238
Transaction Type	Transfer
Record Updated	Sep 02, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 931, CASTINE, ME 04421-0931

Mortgage

Document Number	2019005239
Date	May 10, 2019
Instrument	2019005239

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County and Amherst Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Amherst Town
Unified School District	Airline Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,822.00 (+17.7%)	$101,200 (-) Land $29,200 Building $72,000
2024	$1,548.00 (+8.48%)	$101,200 (-) Land $29,200 Building $72,000
2022	$1,427.00	$101,200 Land $29,200 Building $72,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (23009C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230099651002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Union River Telephone Company	Fiber	100 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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