Suffolk County and Brookhaven Town property record for 45 Smith Ln, Centereach, NY 11720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,536 sqft · built 1950 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $301,500 (Nov 2008) |
| Tax Bill | $7,281 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-533.00-04.00-033.000 |
| Primary APN | 0200-533.00-04.00-033.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 8,276 sqft (0.19 acres) |
| View / Lot | Waterfront |
| Heating System | Radiant |
|---|
| Account Number | 6003370 |
|---|---|
| Street Address | 45 SMITH LN |
| City | CENTEREACH |
| State | NY |
| Zip | 11720-3894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AGRIC CITY CO 4 550 3 SE 54X150 |
| Legal Subdivision | AGRICULTURAL CITY CO MAP 4 |
| Legal Block | 3000 |
| Legal Lot Number | 400 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 158511 |
45 Smith Ln is owned and occupied by two individuals who bought it in November 2008.
Source: Suffolk County and Brookhaven Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 SMITH LN, CENTEREACH, NY 11720-3894 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2008 · Amount on File |
| Deed Sale | Nov 25, 2008 · Amount on File |
| Prior Sale | Jan 2, 2002 · Amount on File |
| Deed Book / Page | 12573 / 25 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 SMITH LN, CENTEREACH, NY 11720-3894 |
| Document Number | 0231210848 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 SMITH LN CENTEREACH NY 117203894, CENTEREACH, NY 11720-3894 |
| Document Number | 0231210848 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 023121/000848 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 31, 2040 |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | Middle Country Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,850 Land $100 Building $1,750 | $385,416 Land $18,868 Building $330,189 | |
| 2024 | $7,281.00 | ||
| 2023 | $1,850 Land $100 Building $1,750 | $3,426 Land $185 Building $3,241 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Smith Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Smith Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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