45 Smith Blvd, Myrtle Beach, SC 29588 Property Records

Horry County property record for 45 Smith Blvd, Myrtle Beach, SC 29588

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,108 sqft · built 1988
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$644,000 (Feb 2005)
Tax Bill	$2,209 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`441-01-01-0005`

Property Details

APN / Parcel Number

Primary APN	`441-01-01-0005`
Alternative APN	`1792203023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,108 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	2,000 ft deep x 1,000 ft wide
Garage Type	Attached
Garage Area	550 sqft
Deck Area	448 sqft
Patio Area	27,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	45 SMITH BLVD
City	MYRTLE BEACH
State	SC
Zip	29588-6096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATSON'S RIVERSIDE; LT 4 BL A
Legal Subdivision	WATSONS RIVERSIDE
Legal Lot Number	4
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2005
Census Tract	51501

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 SMITH BLVD, MYRTLE BEACH, SC 29588-6096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2005 · Amount on Record
Deed Sale	Feb 22, 2005 · Amount on Record
Deed Document Number	2005976455
Deed Book / Page	2864 / 856
Last Transfer Date	Apr 6, 2015
Transfer Doc	38160219
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	45 SMITH BLVD, MYRTLE BEACH, SC 29588-6096
Document Number	5929/0891
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SMITH BLVD MYRTLE BEACH SC 295886096, MYRTLE BEACH, SC 29588-6096

Mortgage

Document Number	5929/0891
Date	Oct 18, 2017
Book Page	005929/000891

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,209.00		$758,005 (-) Land $300,000 Building $458,005
2024	$2,209.00 (+8.76%)	$30,320 (+39.06%) Land $12,000 Building $18,320	$758,005 (+38.63%) Land $300,000 Building $458,005
2023	$2,031.00 (+3.52%)	$21,803 (-0.32%) Land $8,731 Building $13,072	$546,800 (-) Land $220,000 Building $326,800
2021	$1,962.00	$21,872 Land $8,800 Building $13,072	$546,800 Land $220,000 Building $326,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 169 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	169 in force
Nearby Flood Claims	197 (1987–2024)
Claims Outside the SFHA	84 of 197
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 75 claims Hurricane Matthew, Oct 2016 · 49 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20