45 Singleton Ln, Fletcher, NC 28732 Property Records

Henderson County property record for 45 Singleton Ln, Fletcher, NC 28732 · Last verified July 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,370 sqft · built 2005
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on File
Last Sale	$170,500 (Mar 2019)
Tax Bill	$1,100 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9653724677`

Property Details

APN / Parcel Number

Primary APN	`9653724677`
Alternative APN	`1001238`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,370 sqft Heated Area
1st Floor Area	548 sqft
Upper Floors Area	822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	871 sqft (0.02 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	56 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1001238
Street Address	45 SINGLETON LN
City	FLETCHER
State	NC
Zip	28732-8561
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TOWNES AT BAGWELL MILL PL2005-5505 UN8
Legal Block	72
Legal Lot Number	4677
Legal Unit	8
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	2
Census Block	2018
Census Tract	930600

Owner

Source: Henderson County records · APN 9653724677

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 SINGLETON LN, FLETCHER, NC 28732-8561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2019 · Amount on Record
Deed Sale	Mar 13, 2019 · Amount on Record
Prior Sale	Jul 30, 2007 · Amount on Record
Deed Book / Page	3309 / 86
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	45 SINGLETON LN, FLETCHER, NC 28732-8561
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037590259
Date	Aug 03, 2021
Book Page	3759/259
Instrument	959638

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Fletcher Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,300 (-) Land $50,000 Building $205,300
2025	$1,100.00
2023		$255,300 Land $50,000 Building $205,300	$255,300 Land $50,000 Building $205,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899306002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 5 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.