45 Simpson Rd, Rochester, NY 14617 Property Records

Monroe County and Irondequoit Town property record for 45 Simpson Rd, Rochester, NY 14617

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,289 sqft · built 1950
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$125,700 (Sep 2019)
Tax Bill	$6,028 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`263400 091.05-1-58`

Property Details

APN / Parcel Number

Primary APN	`263400 091.05-1-58`
Alternative APNs	`34000910500001058000` `08061200000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,289 sqft Living Area
1st Floor Area	1,289 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	152 ft deep x 76.4 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08061200000
Street Address	45 SIMPSON RD
City	ROCHESTER
State	NY
Zip	14617-4643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0028-14-07 SIMPSON LR2 01
Legal Subdivision	B FRANK SIMPSON SUBDIVISION
Legal Block	1
Legal Lot Number	58.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	1
Census Block	1026
Census Tract	10400

Owner

45 Simpson Rd is owned and occupied by two individuals who acquired it in November 2023.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 SIMPSON RD, ROCHESTER, NY 14617-4643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit ESL FCU
Apr 17, 2024	Intrafamily Transfer, Transfer ABAR ABSTRACT, ABAR ABSTRACT CORP
Sep 19, 2019	Executor's Deed, Transfer · Stand-Alone Second Mortgage ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Prior Sale	Apr 29, 2010 · Amount on File
Deed Document Number	20191329
Deed Book / Page	12242 / 453
Last Transfer Date	Nov 15, 2023
Transfer Doc	0000000776
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	45 SIMPSON RD, ROCHESTER, NY 14617-4643
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001532
Date	Jun 28, 2023
Book Page	30343/93
Instrument	202306281532

Lender

Name	ESL FCU
Type	Credit Union
Address	MANCHESTER, NY 14504

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 12, 2043

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Apr 17, 2024
Property Address	45 SIMPSON RD, ROCHESTER, NY 14617-4643
Document Number	0000000776
Book / Page	12945 / 629
Map Reference	LB 112 PG 95
Instrument Date	Nov 15, 2023
Instrument	202404170776
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	ABAR ABSTRACT, ABAR ABSTRACT CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 SIMPSON RD, IRONDEQUOIT, NY 14617-4643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SIMPSON RD, ROCHESTER, NY 14617-4643

September 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONROE NY
Recording Date	Sep 19, 2019
Property Address	45 SIMPSON RD, ROCHESTER, NY 14617-4643
Document Number	0000001329
Book / Page	12242 / 453
Map Reference	LB 112 PG 95
Instrument Date	Sep 11, 2019
Instrument	201909191329
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SIMPSON RD, ROCHESTER, NY 14617-4643

Mortgage

Document Number	0000001331
Date	Sep 19, 2019
Instrument	201909191331

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000001330
Date	Sep 19, 2019
Book Page	28198/530
Instrument	201909191330

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 45 Simpson Rd was $6,028, up 3.9% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	West Irondequoit Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,028.00 (+3.86%)
2025	$5,804.00	$156,000 Land $35,000 Building $121,000	$185,700 Land $41,663 Building $144,037
2023		$156,000 (+36.96%) Land $35,000 Building $121,000	$156,000 (+6.85%) Land $35,000 Building $121,000
2022		$113,900 Land $33,300 Building $80,600	$146,000 Land $42,685 Building $103,315
2021	$5,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Simpson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Simpson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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