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45 Simonton Ln, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 45 Simonton Ln, Saint Simons Island, GA 31522

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,085 sqft · built 2015
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Mar 2017)
Tax Bill$5,260 (2026)
Deeds & MortgagesJun 2021 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-13930

Property Details

APN / Parcel Number

Primary APN04-13930

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,085 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area563 sqft
PorchPorch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address45 SIMONTON LN
CitySAINT SIMONS ISLAND
StateGA
Zip31522-8925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLOT 4 SIMONTON COURT PHS 2
Legal SubdivisionS024-00
Legal Phase2
Legal Block17
Legal Lot Number4
JurisdictionGLYNN GA
Township / Civil DivisionST. SIMONS
Census Block Group2
Census Block2038
Census Tract302

Owner

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address45 SIMONTON LN, SAINT SIMONS ISLAND, GA 31522-8925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES
Mar 6, 2017Grant Deed, Subdivision Related Transfer · Conventional Mortgage
BRAND MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2017 · Amount on File
Deed SaleMar 3, 2017 · Amount on File
Prior SaleFeb 12, 2015 · Amount on File
Deed Document Number2017695
Deed Book / Page3709 / 406
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLYNN GA
Property Address45 SIMONTON LN, SAINT SIMONS ISLAND, GA 31522-8925
Transaction TypeMortgage
Record UpdatedOct 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SIMONTON LN, SAINT SIMONS ISLAND, GA 31522-8925

Mortgage

Document Number0044770000000389
DateJun 15, 2021
Book Page0000004477/0000000389
Instrument632021009892
Lender
NamePENNYMAC LOAN SERVICES
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

March 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionGLYNN GA
Recording DateMar 6, 2017
Property Address45 SIMONTON LN, ST SIMONS ISLAND, GA 31522-8925
Document Number0037090406
Book / Page003709 / 000406
Instrument DateMar 3, 2017
Instrument2398
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 28, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SIMONTON LN ST SIMONS ISLAND GA 315228925, ST SIMONS ISLAND, GA 31522-8925

Mortgage

Document Number37090407
DateMar 6, 2017
Book Page003709/000407
Instrument2399
Lender
NameBRAND MTG
TypeMortgage Company
AddressLAWRENCEVILLE, GA 30043
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 5, 2047

Tax Assessment & Valuation

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGlynn County
Unified School DistrictGlynn County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,260.00$209,760 (-) Land $32,000 Building $177,760$524,400 (-) Land $80,000 Building $444,400
2025$5,260.00 (+50.8%)$209,760 (+0.13%) Land $32,000 Building $177,760$524,400 (+0.13%) Land $80,000 Building $444,400
2023$209,480 (+50.58%) Land $32,000 Building $177,480$523,700 (+50.58%) Land $80,000 Building $443,700
2022$3,488.00$139,120 Land $24,000 Building $115,120$347,800 Land $60,000 Building $287,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 262 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies262 in force
Nearby Flood Claims5 (2017–2024)
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. SIMONS ISLAND
serves 29,249 people · EPA ID GA1270001
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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