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45 Simms Ave, Somerset, MA 02726 Property Records

Bristol County and Somerset Town property record for 45 Simms Ave, Somerset, MA 02726

Property Summary

Property TypeDuplex
Details6 bd · 2.5 ba · 3,076 sqft · built 1915
Lot Size0.65 acres (28,314 sqft)
Owner2 Trust Names on File
Tax Bill$9,271 (2025)
Deeds & MortgagesJun 2018 Mortgage
Jul 2018 Transfer
+ 3 more
Flood ZoneZone VE (high risk)
APNSOME M:0D2 L:0274

Property Details

APN / Parcel Number

Primary APNSOME M:0D2 L:0274
Alternative APN
  • SSET M:0D2 L:0274

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area3,076 sqft Living Area
Gross Area5,372 sqft
1st Floor Area2,296 sqft
Basement Area2,296 sqft
Unfinished Basement2,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,314 sqft (0.65 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address45 SIMMS AVE
CitySOMERSET
StateMA
Zip02726-5937
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1
Legal Lot Number274
JurisdictionSOMERSET MA
Township / Civil DivisionSOMERSET
Census Block Group2
Census Block2001
Census Tract644102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Somerset Village Historic District
listed 2020 · 285 contributing resources · NRIS 100005075

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Simms Ave, a duplex, is owner-occupied and held in a trust since July 2018.

Source: Bristol County and Somerset Town records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address45 SIMMS AVE, SOMERSET, MA 02726-5937
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2018Deed of Trust, Mortgage · Closed-End Mortgage
WEBSTER BANK
Jul 5, 2018Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 21, 2018Quit Claim Deed, Transfer
Quitclaim
Feb 21, 2018Quit Claim Deed, Transfer
Quitclaim
Dec 4, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2018
Deed SaleJul 5, 2018
Prior SaleFeb 21, 2018
Deed Document Number201810926
Deed Book / Page9547 / 66
Transfer Doc9449-248
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET MA
Property Address45 SIMMS AVE, SOMERSET, MA 02726-5937
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9527-151
DateJun 8, 2018
Book Page9527/151
Instrument9278
Lender
NameWEBSTER BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2048

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERSET MA
Recording DateJul 5, 2018
Property Address45 SIMMS AVE, SOMERSET, MA 02726-5937
Document Number9547-66
Book / Page009547 / 000066
Instrument DateJun 27, 2018
Instrument10926
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address45 SIMMS AVE SOMERSET MA 027265937, SOMERSET, MA 02726-5937

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERSET MA
Recording DateFeb 21, 2018
Property Address45 SIMMS AVE, SOMERSET, MA 02726-5937
Document Number9449-248
Book / Page009449 / 000248
Instrument DateFeb 13, 2018
Instrument2662
Transaction TypeTransfer
Record UpdatedMar 13, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address45 SIMMS AVE SOMERSET MA 027265937, SOMERSET, MA 02726-5937

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERSET MA
Recording DateFeb 21, 2018
Property Address45 SIMMS AVE, SOMERSET, MA 02726-5937
Document Number9449-247
Book / Page009449 / 000247
Instrument DateFeb 13, 2018
Instrument2661
Transaction TypeTransfer
Record UpdatedMar 13, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SIMMS AVE SOMERSET MA 027265937, SOMERSET, MA 02726-5937

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERSET MA
Recording DateDec 4, 2017
Property Address45 SIMMS AVE, SOMERSET, MA 02726-5937
Document Number9399-323
Book / Page009399 / 000323
Instrument DateNov 30, 2017
Instrument20939
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address45 SIMMS AVE SOMERSET MA 027265937, SOMERSET, MA 02726-5937

Tax Assessment & Valuation

The 2025 property tax bill for 45 Simms Ave was $9,271.

Source: Bristol County and Somerset Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBristol County
County SubdivisionSomerset Town
Secondary School DistrictSomerset-Berkley School District (09 - 12)
Elementary School DistrictSomerset School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,271.00$697,100 Land $280,600 Building $416,500$652,417
2023$7,802.00$615,300 Land $255,200 Building $360,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Simms Ave in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 40 policies
Nearby Flood Policies40 in force
Nearby Flood Claims12 (1978–2012)
Claims Outside the SFHA6 of 12
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Bob, Aug 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Simms Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOMERSET WATER DEPARTMENT
serves 18,303 people · EPA ID MA4273000
Water SourceSurface water
Last State InspectionApr 2025
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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