Breckinridge County property record for 45 Sim Dowell Ln, Irvington, KY 40146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,194 sqft |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $42,000 (Dec 2013) |
| Tax Bill | $550 (2025) |
| Deeds & Mortgages | Mar 2018 Construction Loan Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-31 |
| Primary APN | 133-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,194 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Detached |
| Porch | Open Porch |
| Porch Area | 64 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Wood |
| Account Number | 24956 |
|---|---|
| Street Address | 45 SIM DOWELL LN |
| City | IRVINGTON |
| State | KY |
| Zip | 40146-6907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAND & HOUSE & BLDGS |
| Jurisdiction | BRECKINRIDGE KY |
| Township / Civil Division | IRVINGTON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 960100 |
45 Sim Dowell Ln is owned and occupied by two individuals who bought it in December 2013.
Source: Breckinridge County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 SIM DOWELL LN, IRVINGTON, KY 40146-6907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2018 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK |
| Jan 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Sep 28, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2013 · Amount on File |
| Deed Sale | Dec 3, 2013 · Amount on File |
| Deed Document Number | 374-402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRECKINRIDGE KY |
| Property Address | 45 SIM DOWELL LN, IRVINGTON, KY 40146-6907 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000449/561 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 449/561 |
| Instrument | 2018001096 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | IRVINGTON, KY 40146 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Dec 3, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRECKINRIDGE KY |
| Property Address | 45 SIM DOWELL LN, IRVINGTON, KY 40146-6907 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000460/682 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 460/682 |
| Instrument | 2019000114 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | IRVINGTON, KY 40146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 24, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRECKINRIDGE KY |
| Recording Date | Sep 28, 2020 |
| Property Address | 45 SIM DOWELL LN, IRVINGTON, KY 40146-6907 |
| Document Number | 431/110 |
| Book / Page | 431 / 110 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 2020005216 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2149 MIDDLE CREEK RD, 2149, ELIZABETHTOWN, KY 42701-5625 |
| Name | Verified Name |
|---|---|
| Address | 45 SIM DOWELL LN, IRVINGTON, KY 40146-6907 |
The 2025 property tax bill for 45 Sim Dowell Ln was $550.
Source: Breckinridge County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Breckinridge County |
| Unified School District | Breckinridge County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $550.00 | $54,000 Land $6,000 Building $48,000 | $54,000 Land $6,000 Building $48,000 |
| 2023 | $539.00 (-0.74%) | $54,000 (-) Land $6,000 Building $48,000 | $54,000 (-) Land $6,000 Building $48,000 |
| 2022 | $543.00 | $54,000 Land $6,000 Building $48,000 | $54,000 Land $6,000 Building $48,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Sim Dowell Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2002–2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Sim Dowell Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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