Passaic County and Wayne Township property record for 45 Shore Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 850 sqft · built 1940 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Sep 2020) |
| Tax Bill | $5,758 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 14-03506-0000-00003 |
| Primary APN | 14-03506-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 850 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Lot Area | 5,140 sqft (0.118 acres) |
| Old Parcel Number | 1400624000000006 |
|---|---|
| Street Address | 45 SHORE RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INCL LOTS 41 & 42 |
| Legal Subdivision | RIVERVIEW COMMUNITY PROP |
| Legal Block | 3506 |
| Legal Lot Number | 3 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 246003 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 SHORE RD, WAYNE, NJ 07470-6320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2020 | Deed, Transfer · Conventional Mortgage COLUMBIA BANK |
| Dec 6, 2017 | Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Prior Sale | Dec 6, 2017 · Amount on Record |
| Deed Document Number | 202045752 |
| Deed Book / Page | 3866 / 198 |
| Prior Transfer Date | Apr 21, 2009 |
| Prior Transfer Doc | 0000021420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 18, 2020 |
| Property Address | 45 SHORE RD, WAYNE, NJ 07470-6320 |
| Document Number | 0000045752 |
| Book / Page | D3866 / 198 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 2020045752 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $805.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77 CUFFAS ROAD, 77, KINNELON, NJ |
| Name | Verified Name |
|---|---|
| Address | 45 SHORE RD, WAYNE, NJ 07470-6320 |
| Document Number | 0000045753 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020045753 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 6, 2017 |
| Property Address | 45 SHORE RD, WAYNE, NJ 07470-6320 |
| Document Number | 0000059214 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 2017059214 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | RESIDENTIAL & COMMERCIAL TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 SHORE RD, 43, WAYNE, NJ 07470-6320 |
| Name | Verified Name |
|---|---|
| Relationship | Et Al (and Others) |
| Address | 45 SHORE RD, WAYNE, NJ 07470-6320 |
| Document Number | 0000059215 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 2017059215 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,000 (-) Land $64,500 Building $31,500 | $96,000 (-) Land $64,500 Building $31,500 | |
| 2025 | $5,758.00 (+0.88%) | $96,000 (-) Land $64,500 Building $31,500 | $96,000 (-) Land $64,500 Building $31,500 |
| 2024 | $5,708.00 (+5.18%) | ||
| 2023 | $96,000 Land $64,500 Building $31,500 | $96,000 Land $64,500 Building $31,500 | |
| 2022 | $5,427.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 72 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 6 condo units |
| Nearby Flood Claims | 471 (1978–2024) |
| Claims Outside the SFHA | 21 of 471 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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